Unicus Loans

Earn second income via referring loan leads on Unicus Loans app. Unicus Loans team is working on eligible and Interested customer leads to help your customers get the best Financial Products. So just refer the lead, sit back and relax. Once the fulfilment is done, you will get referral pay-out within 7-8 working days.


Unicus loans is an empaneled partner of leading banks across the country dedicated to serve the lending needs of the country in an ethical and transparent manner. It gives partners the opportunity to sell multiple loan products including Personal Loan, Home Loan. Loan Against property, Business Loans by creating the leads. Unicus Loans team is working on eligible and Interested customer leads.

For Personal Loan, we are Empaneled with Lending Kart as their Channel Partner.
This can be checked from below url and company name can be found on no 304.
https://www.lendingkart.com/wp-content/uploads/2024/10/Role-of-a-DSA-and-List-of-DSA-Aug2024-1_01102024.pdf

Other banks/NBFCs we are empaneled with are:
1. HDFC Bank Ltd
2. L&T Finance
3. ABFL
4. SMFG Credit
5. Incred Finance
6. Bank of Baroda

Unicus Loans App Features:

 Free Referral amount check. Check the referral amount you can earn via our referral calculator
 Add and View Leads: View the real time status of referred leads
 Payout: Check your referral pay-out in real time
 Announcements: Stay connected with the latest development in banking Industry
 Bank offerings: Get updates on the latest bank offerings
 Cumulative earnings: Track your cumulative earnings from referrals

Why Unicus Loans App?

 Earn second income online
 24*7 Relationship support for partners
 Exciting offers on referral
 Weekly pay-outs
 Zero Investment
 PAN India opportunity

How to be a Unicus Loans member?

The process is simple → Download Unicus Loans → Fill name, mobile number & email ID → Become a Unicus Loans Partner -> Create Lead and earn from anywhere. Then Our Team will work on eligible and interested leads & helps your customer to get Best Financial Products.
Who Can use this App?

Unicus App can be used by a financial advisor, Loan Agents, Credit card DSA, Loan Partners, businessmen, Self-employed, Insurance agents, Salaried persons, housewives, and Students.
Please share your valuable feedback at contact@unicusloans.com, if you enjoy using the app, do give us a 5-star rating!
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Partners referring for a Personal Loan should note that:

• Tenure of the personal loan usually varies from 2 years to 5 years

• Rate for the personal loan may vary from 11.00% annually to 33.00% annual rate.

• For example, on a personal loan of Rs. 5 lakh at an interest rate of 16% with repayment tenure of 5 years, the EMI will be Rs. 12,159.
Total pay-out to customer account will be as follows.

Principal Amount: INR 5,00,000
Interest Charges (@16%): INR 2,29,542
Loan Processing Fees (@2%): Rs 10000+18%GST = INR 11800
Total cost of the loan: INR 7,41,342

• However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy

• Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary depending on the lender.