Meu Crédito Ideal

Meu Crédito Ideal is a free app that helps you find, compare, and understand the best credit card and personal loan options offered by reputable financial institutions.

Important Information:

Terms:
The loan offers presented in the app have terms ranging from 3 to 36 months, depending on the partner financial institution.

Maximum Annual Percentage Rate (APR):
Annual percentage rates (APR) can reach up to 100% per year, depending on the customer profile and the financial institution.

Example:
For a R$1,000.00 loan over 18 months, with a monthly interest rate of 14.8% (approximately 423.96% per year), the installments would be R$166.37, totaling R$2,994.66, with a Total Effective Cost (CET) of 435.02% per year.

Minimum Term for Full Payment:
None of the loan offers require full payment within 60 days.

Disclaimer:

Meu Crédito Ideal does not directly grant credit or loans. The app presents options from reliable financial institutions so you can evaluate and choose with confidence.

Always carefully read the Terms and Conditions of each offer before signing up.

Our goal is to provide transparency and help you make informed financial decisions.