DhanRakshak

Take control of your money without giving up your privacy.

DhanRakshak is a personal finance tracker and planner for Android. Your financial data stays on your device by default, so you can understand your spending, manage budgets and plan savings goals with confidence.

FAST, SMART EXPENSE TRACKING
• Add expenses in seconds with smart category suggestions
• Record custom categories, notes and payment methods including UPI, cards and cash
• Create recurring entries for rent, subscriptions, instalments and regular bills
• Link eligible expenses to savings goals
• Use home screen widgets for faster expense entry

PRIVATE BANK STATEMENT IMPORTS
• Import transaction history from PDF, CSV and spreadsheet files
• Review imported transactions before adding them
• Process statement files on your device without uploading them to a server

BUDGETS THAT KEEP YOU INFORMED
• Create overall and category-level budgets
• Review monthly, weekly and yearly spending views
• See remaining balance, budget usage and days left
• Use daily spending guidance to understand what is safe to spend
• Receive alerts when spending approaches or exceeds a limit

SAVINGS GOALS WITH A PLAN
• Create goals for emergencies, travel and major purchases
• Import monthly income and see how much is available to save
• Use automatic allocation based on the 50, 30 and 20 planning approach
• Track goal progress, priorities and active targets in one place

ANALYTICS THAT EXPLAIN YOUR SPENDING
• Explore category breakdowns, trends and financial snapshots
• Compare spending across useful time periods
• Review top categories, payment patterns and budget performance
• Keep calculations on your device

SHARED EXPENSE CLARITY
• Organise group expenses and shared balances
• Track who owes what in a dedicated group workspace
• Optionally connect eligible Splitwise data in read-only mode
• View synced information without changing expenses in Splitwise

YOUR DATA, YOUR CONTROL
• Start tracking without creating an account
• Keep financial data stored locally by default
• Enable encrypted cloud backup when you want cross-device protection
• See backup status, sync manually and delete cloud data from the app
• Use the app without ads or advertising trackers

BUILT FOR EVERYDAY USE
• Choose from more than 45 currencies with locale-aware formatting
• Search and filter your complete activity history
• Receive useful budget alerts, reminders and financial nudges
• Switch between carefully designed light and dark themes

DhanRakshak is a tracking and planning tool. It does not process payments, hold money, provide loans or offer financial advice.