QrediCar

This application allows users to consult general information about credit products, run indicative simulations, and submit information requests that will be subsequently evaluated by third parties responsible for granting the loan.

The application does not approve, grant, or disburse loans directly. Submitting information through the app does not guarantee loan approval. The final terms, disbursement, and loan formalization depend exclusively on the evaluating entity.

The app also provides information related to payment methods and locations, as well as general guidance on the loan process.

Important Loan Information
Before submitting an information request, please note the following general terms and conditions:

• Minimum loan amount: COP 1,500,000

• Maximum loan amount: COP 6,000,000

• Minimum term: 6 months

• Maximum term: 26 months

• Maximum Annual Percentage Rate (APR): 45.16%

Fees:

• Origination fee: Not applicable

• Other fees: Not applicable

Representative loan cost example
A loan of COP 2,000,000, with a term of 24 months, a maximum Annual Percentage Rate (APR) of 45.16%, and no origination or additional fees, results in an approximate monthly payment of COP 119,371 and an approximate total cost of COP 2,864,904, including principal and interest.

This example is representative and for informational purposes only. Final values ​​may vary depending on the evaluation performed by the lending institution.

Additional Information

• The simulations presented in the application are for reference only and do not constitute a binding offer.

• Use of the app does not imply automatic loan approval.

• The final loan terms will be communicated directly by the evaluating institution in accordance with current Colombian regulations.