Anjo Financeiro Pessoal e MEI

Financial Angel is the complete personal and micro-entrepreneur (MEI) finance app for those who want total control of their money without complications. With artificial intelligence, modern design, and a focus on mobile, Anjo transforms the way you manage your finances.

🎯 WHO IS ANJO FOR?

• Those who want to organize expenses and income
• Micro-entrepreneurs (MEI) who separate personal and business accounts
• Families who share expenses
• Those seeking to get out of debt and build a reserve
• Beginner investors monitoring their assets

🏢 FINANCIAL SPACES
In Premium, create a 2nd independent space in the same account:
• 👤 Personal: bills, cards, goals, and daily expenses
• 💼 MEI (Premium): income, expenses, taxes, and cash flow
Switch with a tap, without mixing data.

📂 EXPENSES IN 5 SMART GROUPS
🏠 FIXED • 🛒 VARIABLE • 👥 PEOPLE • 📑 TAXES • 💰 INCOME
Customizable subcategories and instant visibility into where money is leaking.

🏷️ COST CENTERS
Organize by project, person, or context ("Home," "Car," "Clients"), with reports and pie charts. Export to PDF (Premium) for presentation or tax declaration.

🤖 ARTIFICIAL INTELLIGENCE (Premium)
• 💬 Copilot: ask "how much did I spend on groceries?" Receive answers based on YOUR data
• 🎙️ Voice: "I spent 50 on lunch" and it's launched
• 🧠 Behavioral analysis and "coffee factor"
• 🛡️ Risk detection
• 🔔 Smart notifications
• 🎯 Scenario simulator

📲 WHATSAPP (Premium)
Register by text or audio, receive reminders and talk to Copilot directly on your WhatsApp.

😇😈 ANGEL AND DEVIL (Premium)
• 😇 Angel: motivating and kind
• 😈 Devil: sarcastic, confronts you when you overspend
Personalized messages based on your real behavior.

💡 OTHER FEATURES
✅ Cards with invoices, installments, and real-time credit limit updates
✅ Multiple accounts with automated balance management
✅ Budgets with alerts and rollover
✅ Gamified goals (XP, levels, and streaks)
✅ Reminders and due dates calendar
✅ Monitored emergency fund
✅ Export to PDF (Premium) and CSV

🔒 SECURITY AND PRIVACY
Encrypted data, secure authentication, no data sales. Delete your account anytime.

💎 PLANS
• Free: 1 financial space, 1 bank account, 1 credit card, up to 50 transactions per month, 2 budgets, 1 goal, 1 cost center, and CSV reports.

• Premium: everything expanded and without those limits — unlimited accounts, cards, transactions, budgets, goals, and cost centers, plus full AI, WhatsApp, 2nd space (Personal + MEI), Angel & Devil, and PDF reports.

📲 Financial Angel — your guardian of your wallet. 👼