Cents – Smart Finances

Take Control of Your Finances with AI-Powered Automation

Cents is the smart personal finance app that uses artificial intelligence to automate your financial tracking and give you complete control over your money. Stop manually entering transactions and let AI do the heavy lifting.

🤖 AUTOMATED SUBSCRIPTION DETECTION

Never lose track of your recurring charges. Our AI automatically scans your transaction history from the last 60-90 days to identify subscription patterns. With a single tap, discover all your active subscriptions, see estimated monthly costs, and get insights into your recurring expenses.

📄 AI DOCUMENT SCANNER

Transform receipts, invoices, and bank statements into organized transactions instantly. Upload a PDF and our advanced OCR technology combined with AI parsing automatically extracts transaction details, amounts, dates, and merchant information. The AI intelligently categorizes each transaction and imports it directly into your account.

📊 SMART FINANCIAL ANALYTICS

Get real-time insights into your spending habits. Our AI automatically categorizes your expenses, so you can see exactly where your money goes. Track spending trends, identify patterns, and make informed financial decisions with beautiful charts and visualizations.

💰 BUDGET TRACKING & GOALS

Set budgets for different categories and track your progress in real-time. Create savings goals and watch your progress grow. Whether you're saving for a vacation, emergency fund, or major purchase, Cents helps you stay on track.

💳 MULTI-ACCOUNT MANAGEMENT

Manage multiple bank accounts, credit cards, and financial accounts all in one place. See your total balance across all accounts, track transactions from different sources, and get a complete picture of your financial health.

🔒 BANK-LEVEL SECURITY

Your financial data is protected with industry-standard encryption. No bank sync required - you maintain full control.

✨ KEY FEATURES:

• Automated Subscription Detection - AI scans transactions to find recurring charges
• AI Document Scanner - Upload PDFs and let AI extract and import transactions
• Smart Categorization - Automatic expense categorization powered by AI
• Real-Time Analytics - Track spending patterns and trends
• Budget Management - Set budgets and track your progress
• Goal Setting - Create and track savings goals
• Multi-Account Support - Manage all your accounts in one view
• Transaction History - Complete transaction tracking with search
• Dark Mode - Beautiful interface that adapts to your preferences
• Privacy First - Manual-first approach, no bank sync required

WHY CHOOSE CENTS?

Traditional finance apps require hours of manual data entry. Cents uses cutting-edge AI to automate the tedious work, so you can focus on making better financial decisions. Whether you're tracking subscriptions, scanning receipts, or analyzing spending, Cents makes personal finance effortless.

Our unique approach:
✅ Private - Your finances stay on your device
✅ Manual-First - You control what gets imported
✅ AI-Powered Insights - Smart automation without compromising privacy
✅ No Bank Sync - Complete control and security

PERFECT FOR:

• People with multiple subscriptions who want to track recurring costs
• Anyone tired of manually entering transactions
• Users who receive receipts and statements as PDFs
• Budget-conscious individuals who want spending insights
• Privacy-focused users who want control over their financial data

WHAT MAKES US DIFFERENT

Unlike other finance apps, Cents doesn't require bank connections. You maintain complete control over your data. Upload documents when you want, scan transactions from your imported history, and let AI help you organize everything. It's automation that respects your privacy.

SECURITY & PRIVACY

We use industry-standard encryption to protect your information. Your privacy is our priority - no data selling, no tracking, no ads.