Crediagro

Crediagro is a technology platform within the agricultural ecosystem that connects producers with Credired (participating agricultural stores and partners) to manage purchases and payments, check their Deferred Payment Line (LPD), and access catalogs, training, and tools that boost their growth.

How it works: Register and complete the KYC (Know Your Customer) verification in the app.

Create your Agricultural Profile with an automated quiz that asks for: agricultural category and sector, location of the production unit, size (hectares / number of animals / shed square meters, as applicable), and annual income (all this information will be verified).

Consult the Credired map to find nearby Creditiendas (locations, hours, and features) and visit the one you prefer.

At the Creditienda, you will receive a Deferred Payment Line authorization from the platform with the approved amount, initial payment at the register, and a payment schedule of up to 4 bi-weekly installments with no interest (maximum 2 months). You will see it in the app to review and confirm.

Manage your purchases and payments in Crediagro, check upcoming installments, and set reminders. Receive agricultural tips, training invitations (mostly in-person), and use tools to record costs, among other features.

Starting at Level 2, verify the location of your production unit from the app. Your Deferred Payment Line adjusts dynamically based on your payment behavior and your agrotechnology adoption path.

Features in this version: Home: Available/total balance of your Deferred Payment Line and upcoming installments.

Integrated Agricultural Profile (quiz) and KYC.

Credired on a map with search engine and filters by category.

Explore products with price and stock availability. (Agroo Commerce 2.0 within the app: rolling out gradually; currently, purchases are assisted by Agrooberto via WhatsApp).

Orders & Payments: History and reminders.

Agricultural advice and chat with Agrooberto.

Referral program with benefits.

Crediagro level (gamification) and guide “How to level up?”

In-app support and real-time notifications.

Production unit location validation (from Level 2) and cost registration.

App permissions: Notifications (required): authorizations, upcoming installments, reminders, and training.

Camera (required): identity verification and document capture/scanning.

Location (optional): display nearby Creditiendas and, from Level 2, validate the production unit's location.

Important clarifications: Crediagro is not a bank and does not grant loans. It is a technology platform that uses algorithms to evaluate (reliability and agricultural context) and manages purchases and payments with participating Creditiendas.

The Deferred Payment Line, its initial amount, terms, limits, and conditions are defined by each Creditienda and/or by current agreements.

The availability of features (for example, integrated Agroo Commerce 2.0) may vary by country, Creditienda, and version.

Internet connection required.

Crediagro is part of the Agroo Digital Ecosystem (Eureka Services, C.A.).

Support: from the app under Profile → Contact Support.