Solusiku - Trusted Fund

PT Anugerah Digital Indonesia is a digital credit service provider registered under the Laws of the Republic of Indonesia and OJK Regulations POJK with the number KEP-28/D.05/2021.
Solusiku, which is a product of PT Anugerah Digital Indonesia, is committed to safeguarding integrity and user services in accordance with applicable laws, leveraging modern and innovative data technologies to serve all and different users who do not have access to traditional financial services with leading fintech . Solusiku is so simple and fast that the loan applications can be applied and completed anytime and anywhere. It is improved to eliminate the complex and traditional manual review process of conventional financial services in order to pay users' fund as soon as their loan applications are approved.

Loan Process
1. Download and install Solusiku on the Google Play Store.
2. Sign up and log in with mobile phone number.
3. Upload all required information correctly.
4. Wait for approval of the loan application.
5. Wait for the instant disbursement.
6. Applicants must be local Indonesians aged 18 or above.
7. Unsecured loans: Only KTP is required to apply for a loan through Solusiku's smart credit services.

APP Description
Service Fee: Only 10% and no other fee at all;
Tenure Range: Minimum 91 Days - Maximum 360 Days with installments available;
Loan Range: Rp. 1,800,000 - 100,000,000 based on different users’ need;
Interest Rate: Daily 0.1% - 0.166% interest rate (APR: 15.1% - 36%);

Here is an example for a basic 91-day loan - Rp. 1,800,000. After deducting 10% service fee, the total repayment amount is: Rp. 1,800,000+ (Rp. 1,800,000 x 0.166% x 91 days) = Rp. 2,071,908. The repayment amount is divided evenly into 3 installments over 91 days. User only needs to pay off the last amount in the 91st day, their loan will be fully settled.

1. The 1st installment is repaid on the first 30th day from the loan date with 1/3 of the total amount due. Amount payable = principal payable in the 1st installment + principal payable in the 1st installment * interest * 30 = Rp. 89,640 ;
2. The 2nd installment is repaid on the second 31st day after the loan date with 2/3 of the total amount due. Amount payable = principal payable in the 2nd installment + principal payable in the 2nd installment * interest * 31 = Rp. 92,628 ;
3. The 3rd installment is repaid on the 91st and last day after the loan date. The loan will be settled after the rest 1/3 repayment. Amount payable = principal payable for the 3rd installment + principal payable for the 3rd installment * interest * 30 = Rp. 89,640.

Convenient Repayment Solusi
Solusiku supports digital credit lines, so users can make installment payments anytime without leaving home, and it supports the repayment from Bank Virtual Accounts such as Bank Permata, Bank Mandiri, BNI, BCA and so on. Loan repayments can also be made anywhere through ATMs , Online Banking, Mobile Banking and Convenience Stores. Afterwards, Solusiku will receive the money and automatically update users' loan information.

Contact Us
Customer Service Number: 021 5092 8925
Email: cs@solusi-ku.id
Address: Cyber ​​2 Tower, Jl. HR, Rasuna Said Blok X-5 Kav. 13, Kel. Kuningan Timur, Kec. Setiabudi, Kota Adm. Jakarta Selatan, Prov. DKI Jakarta, 12950.
Customer Service Working Hours: Monday-Sunday: 08:30 - 17:30
Website: https://www.solusi-ku.id/
Facebook: https://www.facebook.com/solusiku.id/