상생페이백 안내 가이드

You can conveniently check everything from diagnosing Sangsaeng Payback eligibility and calculating refund amounts to verifying stores and preparing to apply, all within a single app.

[Eligibility Diagnosis Tool]

Answer six questions to immediately check your eligibility for Sangsaeng Payback. It guides you through key conditions step-by-step, such as being 19 years of age or older, having a credit card in your name, owning a card issued by a domestic card company, and having a means of identity verification. Recommended actions are also provided based on the diagnosis results.

[Refund Calculator]

Enter your average monthly card spending for 2025 and this month's recognized spending to instantly calculate your estimated refund. You will receive a refund of 20% of the increase in spending, calculated based on a maximum monthly limit of 100,000 KRW and a total limit of 300,000 KRW over three months. You can also check your monthly and total achievement rates.

[Eligible Store Checker]

Searching for a store name or industry will display the likelihood of recognition for Sangsaeng Payback in three levels: High, Verification Needed, and Low. You can check places with a high likelihood of acceptance, such as traditional markets, neighborhood marts, and small business stores, as well as items that may be excluded, such as large supermarkets, online shopping, and utility bills. Your recent search history is also saved.

[Application Preparation Checklist]

You can check step-by-step to ensure you haven't missed any items based on the completion of the 2025 Sangsaeng Payback payments. You can manage progress with a progress bar, covering everything from verifying refund receipt status and checking balances in the Onnuri Gift Certificate app to guidance on usage locations and preparing for the new implementation in the second half of 2026.

[Monthly Achievement Status]

You can enter actual refunds received monthly from September to December 2025 and view the total achievement amount at a glance. You can also check the status of the waiting list for the new implementation in 2026.

[Disclaimer]

※ This app does not represent the government or any government agency.

※ This app is an unofficial supplementary app designed to provide easy access to information related to Sangsaeng Payback. ※ The results of the eligibility diagnosis and refund calculation are for reference only. Actual application eligibility, refund amount, eligible uses, and payment schedule may vary depending on the official website and guidance from relevant organizations.

[Source]

Sangsaeng Payback Official Website

https://xn--3h3bl7foc243a8lq.kr/