SpendChat

SpendChat helps you track your daily income and expenses as quickly as chatting — no long forms, no hassle.

✏️ Just type — "coffee 28 thousand" is automatically recorded in the correct category.
📸 Photograph receipts or screenshots of transfers — SpendChat reads and records them automatically, you just confirm.
💰 Automated wallet — current balance, monthly salary, payday.
🤝 Debts & receivables — track who owes whom, complete with deadline reminders.
💬 Ask AI — ask about saving, budgeting, or debt management, and get relaxed, actionable answers.

SpendChat is a personal finance tracking and insight app — not a licensed financial advisor. Perfect for anyone who wants to get organized with their money without having to learn a complicated app first.