FinCalc: SIP EMI FD Calculator

FinCalc is a fast, free, offline finance calculator for smart investors and borrowers in India. Plan SIPs, deposits, loans and goals in seconds — with clear charts and accurate ₹ lakh/crore formatting. No sign-up, no internet needed, and your numbers never leave your phone.

★ ALL YOUR CALCULATORS IN ONE APP
• SIP Calculator — see how a monthly mutual fund SIP could grow
• Step-up SIP Calculator — increase your SIP every year
• Lumpsum Calculator — one-time investment growth
• FD Calculator — fixed deposit maturity with compounding
• RD Calculator — recurring deposit returns
• EMI Calculator — home loan, car loan & personal loan EMI, total interest and breakup
• Simple Interest Calculator
• Compound Interest Calculator
• Goal Planner — the monthly SIP you need to reach a target (retirement, education, a home, a car)

★ WHY FINCALC
• 100% offline — works without internet; no account, no login
• Indian number formatting — ₹ lakh & crore, plus $, €, £
• Save plans, view history, and compare options side by side (SIP vs FD, two loan offers, and more)
• Clear visuals — invested vs returns, year-by-year growth, loan amortisation
• Light & dark mode, follows your system
• Free and lightweight

★ MADE FOR
Mutual fund & SIP investors, FD/RD savers, home/car/personal loan borrowers, and anyone planning a financial goal.

Search FinCalc for: SIP calculator, EMI calculator, FD calculator, RD calculator, mutual fund calculator, lumpsum calculator, compound interest calculator, simple interest calculator, loan calculator, investment calculator and goal planner.

FinCalc is a calculation and planning tool only. It does not provide investment advice, loans, deposits or financial products, and all figures are estimates that may vary.