Loan Hub–สินเชื่อถูกกฎหมาย

Loan Hub provides provincial-level microfinance services (Pico Finance) under the supervision of the Ministry of Finance. Applications are easy, transparent, and secure. We strictly adhere to legal procedures, adhering to government standards and the Personal Data Protection Act (PDPA). Loan Hub offers unsecured personal revolving loans through a fully online system, emphasizing accuracy, transparency, and fairness at every step.

Loan Product Details:
- Loan Amount: Up to 50,000 THB (Approved amount depends on the borrower's credit and income)
- Repayment Period: Flexible from 91 to 180 days
- Interest Rate (APR): 10% - 35.8% per annum (Reducing balance method as legally mandated)

4 Reasons to Choose Loan Hub:
1. Reliable and Legal: Operating under a Pico Finance license regulated by the Ministry of Finance, verifiable.
2. Professionally Managed: Products designed by a team of financial experts. To best meet your liquidity needs:
3. Ultimate Security: Your data is stored with bank-grade encryption technology and strictly adheres to PDPA standards.
4. Heartfelt Service: Our team is ready to assist and provide advice every day, without holidays, through online channels.

Loan Calculation Example (For initial decision-making)
Loan amount: 24,000 baht. Repayment period: 120 days. Interest rate: 18.25% per annum.
- Installment 1 (Day 40 of the contract)
- Amount due: 8,322.11 baht
- (Breaking down: Principal 7,842.11 baht | Interest 480 baht)
- Remaining principal carried forward: 16,157.89 baht
- Installment 2 (Day 80 of the contract)
- Amount due: 8,322.11 baht
- (Breaking down: Principal 7,998.95 baht | Interest 323.16 baht)
- Remaining principal carried forward: 7,998.95 baht
- Final installment (Day 120 of the contract)
- Amount due: 8,322.11 baht
- (Breaking down: Principal 8,158.93 baht | Interest 163.18 THB)
- Principal balance closed: 0.00 THB
Total amount over the contract:
- Total principal: 24,000 THB
- Total interest: 966.33 THB
- Total repayment amount: 24,966.33 THB
(Note: The above figures are just examples of calculations using the reducing balance method. Actual repayment amounts may vary slightly depending on the transaction date.)

How to apply for a loan with Loan Hub
1. Download: Search for "Loan Hub" and install it on your mobile phone.
2. Verify your identity: Register, fill out your information, and upload documents through the app.
3. Receive money: Get quick approval results. The system will transfer the money to your account immediately after the contract is completed.

Applicant Requirements
- Thai nationality, 20 years of age or older
- Valid Thai national ID card
- Employed with verifiable income or have a payslip

Privacy and Security Policy Loan Hub places the highest priority on protecting personal data. We use advanced technological security measures to prevent unauthorized access to data, and we promise not to disclose your information to third parties without your consent.

Contact Information
- TEXTME COMPANY LIMITED.
- Address: 135/37, 12th Floor A, Amornphan 205 Tower 2, Soi Nathong, Ratchadaphisek Road, Din Daeng Subdistrict, Din Daeng District, Bangkok 10400, Thailand
- Email: Support@textme.co.th
- LINE ID: @loanhub
- Or contact us via the "Customer Service Center" menu in the application.