BHCSCU

Protect your debit and credit cards by sending transaction alerts. You can also define when, where and how your cards are used. Simply download the Baylor Health Care System Credit Union app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.

Alerts Ensure Safe, Secure Card Usage
Receiving alerts immediately following PIN and signature transactions will help you stay informed of your debit and credit card usage and quickly detect unauthorized or fraudulent activity. The app can send an alert when a card is used or when a transaction has been attempted but is declined. Additional customizable alert options are also available.

Location Based Alerts and Controls
The My Location control can restrict transactions to merchants within a certain range of your location using your phone?s GPS and transactions requested outside the specific range can be declined. The My Region control uses city, state country or zip code on an expandable interactive map and transactions requested by merchants outside the specified region can be declined.

Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants, entertainment, travel and groceries. And your transactions can also be monitored for specific transaction types like in store purchases, e-commerce transactions, mail/phone orders and ATM transactions.

Card on/off Setting
When the card is ?on? transactions are allowed in accordance with your usage settings. When the card is ?off? no purchase or withdrawals are approved until the card is subsequently turned back to ?on?. This control can be used to disable a lost or stolen card, and prevent fraudulent activity.