ZenSpend: AI Expense Tracker

Take control of your personal finances with ZenSpend, the minimalist budget and investment tracker designed to remove the clutter and friction from money management. Whether you want to monitor your daily expenses, set monthly budgets, or watch your wealth grow over time, ZenSpend provides a beautiful, distraction-free environment to do it all.
Tired of typing out every single purchase? ZenSpend integrates seamless AI receipt scanning and intelligent financial analysis so you can log expenses in seconds and get personalized advice—now with full offline support.
Core Features:
🤖 Smart AI Receipt Scanning (Offline & Cloud) Stop entering data manually. ZenSpend uses AI vision to instantly extract the merchant, date, and total amount from your receipts, automatically categorizing the transaction for you. You have two powerful ways to use it:
• On-Device AI (Gemma 4): If your phone is capable, run the cutting-edge Gemma 4 model entirely on your device. Enjoy blazing-fast, completely offline receipt scanning without needing an internet connection.
• Cloud AI (OpenAI): Using an older device or prefer the cloud? Securely add your own OpenAI API key to unlock high-performance scanning.
💬 AI Financial Assistant Get a proactive personal finance advisor right in your pocket. Powered by your configured AI provider (local or cloud), ZenSpend's assistant analyzes your spending patterns, tracks budget usage, monitors investment performance, and compares month-over-month trends. Receive actionable savings tips and personalized insights to help you reach your financial goals faster.
📊 Minimalist Budgeting Set your desired weekly or monthly spending targets and visualize your progress at a glance. Our clean interface uses simple, elegant progress bars so you always know exactly how much you have left to spend without feeling overwhelmed by cluttered charts.
🗂️ Custom Categories Start with a sensible set of pre-defined categories, or create your own to fit your unique lifestyle. Assign custom icons and colors to make your budget truly yours.
📈 Investment Tracking Keep an eye on the big picture. Add your assets, record their purchase value, and update their current value to see your long-term progress alongside your daily spending.
🔄 Seamless Cross-Tracking Did you just buy a new investment asset? ZenSpend smoothly connects your wealth-building to your cash flow. When adding a new investment, the app will conveniently ask if you want to log the initial purchase as an expense in your spending tracker, keeping your budget perfectly balanced.
🔒 Unmatched Privacy Your financial data stays securely in your hands. If you use the on-device Gemma 4 model, your receipt images and data never leave your phone. If you opt for the OpenAI route, processing runs strictly through your personal API key, giving you complete control over your data.
Why choose ZenSpend?
• Clean, ad-free interface: No visual clutter, just your finances beautifully presented.
• Actionable insights: Go beyond tracking with an AI that actually helps you save.
• Holistic view: Manage your daily cash flow and long-term investments in one app.
Download ZenSpend today and experience a calmer, smarter, and more private way to track your money.