Credit KO

Everyone will always encounter difficulties in cash flow, Credit Ko holds
Based on "Simple. Fast. Convenient. Easy to approve", we are committed to providing Hong Kong people with
Provide high-quality and complete loan services, including TU-free low-interest loans and mortgage loans
etc. To meet the different needs of customers such as loan turnover and reduction of loan repayment interest.

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The following loan fees are for reference only. The actual annual interest rate may vary depending on the financial situation of individual applicants:
Loan amount: HK$100,000
Effective annual interest rate: 15%
12-month installment loan, monthly repayment amount is HK$9,026

Total repayment amount: HK$108,310
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*Minimum repayment period is 3 months
*Maximum repayment period is 72 months
*Maximum Annual Percentage Rate (APR) is 36%
Advice: If you borrow money, you have to pay it back, so use a money intermediary.
Complaint hotline: 3500 3856
Money lender license number: 2181/2023

Our application requires the following permissions to provide the best user experience and secure service

Read external storage (READ_EXTERNAL_STORAGE
Read media images (READ_MEDIA_IMAGES):
We need these permissions to allow you to upload identification or other necessary documents. These documents are essential to verify your identity and ensure the accuracy of your loan application information. We will only access these files with your explicit consent and action.

Write external storage (WRITE_EXTERNAL_STORAGE) permission:

Facial Verification: When applying for a loan, we require you to upload a photo for facial verification. This photo will be temporarily stored in your device's external storage to ensure you can successfully complete the verification process. Once the photo is uploaded, it will be used to confirm your identity and prevent fraud.

ID Verification: We require you to upload identification documents, such as an ID card or passport. These files will be temporarily stored on your device so you can easily submit the necessary information during the verification process. Once uploaded, these documents will be used to verify your identity and ensure the security and compliance of your loan.