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T-kash Soko by Telkom Kenya brings shopping, bookings, and payments together in one secure mobile wallet. Shop from local stores, order online, or book services like hairdressers, barbers, and massages. Pay instantly with T-kash or M-PESA, enjoy zero fees when using T-kash on the platform, and get 88% cashback on M-PESA tariffs through the app. Sign up and complete KYC in under a minute, deposit cash at 40,000+ agents, and choose home delivery or in-store pickup.

The app includes a digital wallet with receipts and spending insights, instant transfers, Pay Later options, and an AI-based credit profile that helps you build and improve your credit score with every eligible payment. T-kash Soko offers secure QR payments, transaction histories, financial statements, and free data traffic while using the app — making it easy to shop, pay, and manage your money smarter.