OCHO Affordable Car Insurance

Name: OCHO Affordable Car Insurance
Rating: 4.32 (559 reviews)
Author: Ocho Holdings Co

By: Ocho Holdings Co

Affordable car insurance with flexible payment plans and instant coverage

Features & Capabilities

OCHO Affordable Car Insurance offers an easy and affordable way to secure car insurance directly from your smartphone. With zero down payment options for qualifying customers, flexible payment plans aligned to your payday, and instant proof of insurance, OCHO eliminates the common barriers of traditional auto coverage. Users benefit from managing everything digitally—no paperwork or lengthy phone calls required.

OCHO leverages advanced technology to find you the best quotes quickly, guarantees transparent pricing with the unique PriceCheck tool, and even helps improve your credit score through on-time payments. Operating in multiple US states, OCHO partners with reputable insurance providers and is dedicated to empowering hardworking individuals by providing continuous coverage and financial resilience. Download the OCHO app today for a smarter, stress-free approach to car insurance.

User Growth & Download Statistics

App

By:

Downloads:

Rating:

Version:

0.187.3 Last updated: 2026-05-21

Version code:

551

Creation date:

2023-09-18

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.CAMERA Very high risk
android.permission.RECORD_AUDIO Very high risk
android.permission.SYSTEM_ALERT_WINDOW High risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
android.permission.ACCESS_WIFI_STATE Low risk
android.permission.CHANGE_NETWORK_STATE Low risk

Size:

96.07MB

Email:

su*****@ocho.co

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-07

Compare stats and ranking:

Ranking

# 272,466 ▲ 381

Other platforms

OCHO Affordable Car Insurance (v0.185.2)

4.70

(1,180)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Ocho Holdings Co

Google Play Store

https://play.google.com/store/apps/details?id=co.ocho.android

Email:

su*****@ocho.co

Website:

https://ocho.co

User Reviews

Users appreciate flexible payment plans and find the company affordable with helpful representatives. However, many complain about hidden fees, poor customer support, app loading and login issues, and problematic payment management. Trust issues arise due to unexpected charges and difficulty contacting support, leading to frustration and some labeling the service as a scam.

Pros

Helpful with payment plans; offers bi-weekly payment options to avoid cancellations.
Some users find the app easy to use and the company affordable compared to others.
Customer representatives are often described as nice and supportive.
Ability to build credit with timely payments (although not always reported to credit bureaus).
Payments and start of coverage can be smooth initially for some users.

Cons

Hidden or unclear fees such as brokerage/broker fees leading to distrust.
Difficulty in getting verification codes or login issues with the app.
Poor customer service experience: difficult to reach support, no callbacks, chat feature often nonfunctional.
App frequently does not load properly or stalls during use.
Payment and policy management issues, including inability to edit payment methods or cancel without extra charges.

Recent reviews

You don't have to pay the insurance cost to start but it's a trick because you do have to pay 160 for the "broker fee" before they insure your car.

Iz*****, 2025-01-31

they don't inform u there's $120 brokerage fee to insure, and then if you want to try canceling your stuff I literally have had it for like a week and a half and trying to cancel it now and they're trying to charge me $161 and then they're trying to charge me $57 twice a month for liability when I can get full coverage insurance for $130 a month which I would have done if I would have known that it was $57 twice a month when I was led to believe it was only $57 a month