BDP

A wallet where we are all accepted for the payment of subsidies and benefits.
“Financial inclusion and credit for those who have never accessed credit”
• The end of Drop by Drop
• No more impersonations in the payment of subsidies and benefits
• Programs that go where never before
• No more cost overruns and dependence on commercial banks

Platform with physical correspondent network (Transactional Portal)
• Bank agent service
• Prepaid, purpose and value-added services
• Data and loan services
• Payments in real time
• Acceptance of payment methods
• Correspondence, prepaid and content
• Ecommerce
• Working Capital Credit

What no one has...
• Integrated and interoperable technology with the 11 most representative banks in the country and the 2 most used wallets
• More than 20 thousand integrated correspondent points
• Presence with correspondent points in 98% of the national territory
• Data from unbanked citizens
• Mobile app (Intellectual Property) with the digital bank model - Interoperable with the physical network
• Ecosystem…


Connection to:
• All mobile operators in the country
• The most important virtual banks and wallets
• More than 22 thousand collected

Correspondent network functionality
• Sell = Refills, packages, bets and content. Yes
• Payment = Public and private service bills of more than 22 thousand agreements
• Deposit and Withdrawal = To the most important banks and purses in the country.
• I receive and transfer, from and to abroad = Through a remittance model that allows receiving and sending money from different countries.

Functionality of the Digital APP (Virtual Wallet)
• I recharge my BDP wallet = Through PSE, Nequi or Daviplata.
• Charging to Clients = My products and/or services by payment link, virtual wallets and dataphone
• They deposit me = Payroll, subsidies, remittances, compensations, incentives, credit disbursements, CrediBDP, points, commissions, and deposits in the more than 20 thousand physical points of the correspondent network
• Use of BDP Card = For virtual and physical purchases
• Sell = Recharges, packages, pins, utility payments and other bank collections (more than 22 thousand agreements from 10 connected banks).
• Transfer and Withdrawal = Transfers to other BDP accounts, to digital wallets such as Nequi or Daviplata, I schedule withdrawal to my registered bank account or withdrawal at the more than 20 thousand physical points of the correspondent network.
The digital bank for small businesses, productive people and individuals
Microcredit with AI
WhatsApp Connection
• Data services
• CRM
• Transactional CORE
• Help Desk
• Analytics Engine
• Chat – GPT


What defers us:
• The physical network is throughout Colombia, with physical points in 98% of the country's municipalities and a digital app that reaches wherever there is internet.
• The only app in Colombia that brings together all the digital tools for small and medium-sized businesses, and for entrepreneurs.
• The first subsidy payment platform, with more than 10 million transactions per month and more than 26 products.

Value Proposition
“The Public Digital Bank is a national entity that generates public wealth and allocates its profits to finance the social programs of our popular economy and vulnerable population.”