Prosper: Savings & Investments

Prosper is a comprehensive savings and investments app offering zero-cost personal pensions, ISAs, GIAs, and market-beating cash savings. Transfer existing ISAs or pensions in minutes and grow your wealth—whether you’re a cash user, an investor, or both. With 160+ diversified global funds curated by experts and 90+ fixed-rate, easy-access, and notice accounts from global banks, you have options to suit every goal.

Open or transfer accounts entirely in-app—no in-person meetings or lengthy calls. Prosper is FCA-authorised and regulated, with your money held by the FCA-regulated custodian Seccl (part of Octopus Group) and assets protected by the Financial Services Compensation Scheme. Note: when you invest, your capital is at risk.