accident tool: accident report

Had an accident? accident tool walks you through it, step by step, right at the scene — and turns what you enter into a report that reaches your insurer.

WHAT IT IS FOR
For the car accident or traffic collision with another party as much as for damage without one: parking damage, wildlife collision, hail, broken glass, theft, marten bite. You report the accident or damage to your liability or comprehensive insurer with an accident report that holds everything the claims department needs.

WHAT IT DOES
• Guides you through the accident: place, time, parties, vehicles, damage, circumstances, photos, sketch of the point of impact.
• Exchanges details with the other party by QR code — no copying from a licence in the rain. Show your code, scan theirs, done. No app on their side? They fill in vehicle, policyholder and driver in the browser and show you a code.
• Produces the report: the European accident statement for a collision, a damage report for everything else — hail, theft, glass, wildlife, parking damage.
• Delivers it. The report goes to the insurer named in the report, or — for an accident abroad — to the Green Card representative in that country. You keep a PDF copy.
• Hands the other party their copy: after sending, a code per party puts the report into their archive as well, read-only.

AFTER SENDING
Insurers with an interface can report back: received, claim number assigned, in progress. The claim number appears under the report, the history in the summary — and, if you allow it, a short notification tells you that something changed. Nothing personal appears on the lock screen.

ABROAD
An accident in another country is handled by that country's Green Card representative of your insurer, not by your insurer at home. accident tool knows who that is for 47 countries and sends the report there.

HIT AND RUN
If the other driver left, report what you saw — a colour, part of a plate — and the app shows you the guarantee fund that steps in for uninsured or unknown vehicles.

CLUB MEMBERSHIP
Enter your TCS, ADAC, ÖAMTC or any other club with your member number, and the breakdown number is one tap away — also on the assistance sheet, next to your insurer's partners.

YOUR DATA
Personal data in a report is encrypted on the server and deleted after 30 days. Reports you keep on your device stay there. The app works in 29 languages, and the report is written in the recipient's language, not yours.

PRACTISE FIRST
Try the whole flow with the practice mode. A practice report goes to nobody but you.

For insurers and brokers: reports can be collected through a partner interface instead of e-mail, and you can issue exchange QR codes for your policyholders' insurance cards. Contact info@accident-tool.ch.