SGKB MiniBank – Sackgeld-App

MiniBank is the St.Galler Kantonalbank's innovative pocket money app for children between 6 and 13 years old. With MiniBank, children learn how to handle money responsibly at an early age and save specifically for their small and large wishes. You as a parent can accompany your children's first steps towards independence thanks to MiniBank and teach the topic of money in everyday life.

Advantages of MiniBank for Children:
- Pocket money in your pocket with the Debit Mastercard You
- Overview of available pocket money
- Playful saving with wishes/saving goals
- View account activity and balance
- Mika (in “kids mode”) and the monthly quizzes bring the topic of money closer in a playful way
- Thanks to the Debit Mastercard you can deposit money yourself and pay in the store
- Choose between age-appropriate mode: “Kids” and “Juniors”

In the parent cockpit in SGKB's e-banking, parents can:
- View account balance and account transactions
- Management and control of MiniBank
- Transfer pocket money conveniently via standing order
- Debit Mastercard You: Card management in the SGKB app (adjust the withdrawal limit, control possible uses, block or unblock the card)

MiniBank is aimed at children between the ages of 6 and 13 with an SGKB You account and their parents. The prerequisite for using the app is an SGKB You account (ideally with Debit Mastercard You) and activation in the parent cockpit (parents' e-banking).

With MiniBank, children learn the controlled framework of managing pocket money digitally. In a playful way, we teach money and budget skills that are important for a lifetime. Whether managing pocket money alone, dividing savings amounts or recording savings goals: With “MiniBank” it’s child’s play.