KOHO: Canada's Money App Android

KOHO: Canada's Money App

Canada's Money App to Load & Send Funds. Build Credit History. Manage Finances.

Features & Capabilities

KOHO is Canada's money app trusted by over 1.7 million Canadians to load and send funds, spend and save, and manage finances — all with no hidden fees. With a prepaid Mastercard and built-in tools, you can earn, spend, borrow, build credit, and budget—all in one convenient app. KOHO also offers personalized plans to suit different spending and saving styles (Essential, Extra, Everything).

Key features include building credit history through KOHO Credit Building, earning up to 2% cash back on groceries, food, drinks, and transportation, and up to 3.5% interest on savings. You can transfer money internationally, receive a virtual card instantly, sign up quickly, and even refer friends to earn rewards. Security is reinforced by Mastercard-backed protection, in-app card lock, and a zero-liability policy for unauthorized use.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
KOHO Financial
Google Play Store
https://play.google.com/store/apps/details?id=ca.koho
Email:
su*****@koho.ca
Website:
https://www.koho.ca

User Reviews

KOHO is praised for helping build credit, a clean app with a premium feel (including a metal card), and real-time transaction visibility, plus generally responsive support. However, multiple reviews mention security/verification hurdles, funding delays, fraud concerns, and occasional account closures or fees. Overall sentiment is mixed: strong usability and credit-building benefits, tempered by security, funding, and support reliability issues.
Pros
  • Credit-building and improved credit score
  • Clean, intuitive, and user-friendly app
  • Premium metal card and modern banking experience
  • Real-time/near-instant transaction updates
  • Generally responsive customer support and savings potential
Cons
  • Security and login verification issues (2FA, codes not received, login loops)
  • Difficulties funding or adding money to the account
  • Fraud risk and unauthorized activity (identity theft / scams)
  • Occasional account closures or negative credit reporting
  • Inconsistent or mixed customer service experiences
Recent reviews
I would give it less but I cannot. I refuse to use my Face to verify an account when I do not trust the Facial Scanning. I placed $300 into the app and now it will NOT allow me to put it back in my Bank Account without doxxing. It allowed me to make 3 purchases before it Stopped Working and Demanded I do the Facial Recognition. Absolutely abysmal. Give me my money back.
by Sh*****, 2026-05-24

never works when u need it to
by Da*****, 2026-05-24

I love it!
by Le*****, 2026-05-23
View all user reviews ›

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