Lojas Universo

Lojas Universo was born in the heart of Bahia, with the dream of entrepreneurship, transforming lives, and making consumption more conscious and accessible. From humble beginnings, we began by offering our own credit card and, over time, became a true department store—with a complete product mix and easy payment terms.

Now we're also evolving with modern digital technologies!
At this early stage, we offer you the ability to track and pay your credit card directly through the app, with practicality, security, and convenience.

Lojas Universo is for you. Welcome to our world!