Aanchal Smart App

Aanchal Smart App is an official mobile application of Aanchal Saving and Credit Co-Operative Ltd. which facilitates the user for various utility payment and mobile recharge/ topup for different telecom service provider like Nepal telecom, Ncell, CDMA as well as mobile banking features.

Key feature of Aanchal Smart App

It enables user for various banking transaction like Fund Receive/Transfer

Keeps track of all your transactions through secured app.


Aanchal Smart App facilitates you to pay different bills and utility payment through highly secured merchants.

Receive and send money through remittance services

QR scan: Scan and Pay feature that allows you to scan and pay to the different merchants.

Highly secured app with two factor authentication and fingerprint.



Note: Our app is currently Geo-restricted to users located exclusively in Nepal. As a result, some features of the app may not function as expected or may be limited when accessed from other regions. We only aim to deliver a seamless and meaningful experience to users who are situated within Nepal's geographical boundaries.