VKB-Pay

With VKB-Pay, we enable our customers to easily send money to a mobile phone number (ZOIN), as well as manage customer cards clearly on their smartphones and quickly use their digital debit cards with Google Pay.

Requirements for using VKB-Pay:
• Possession of a physical debit card
• Smartphone with Android operating system version 12 or higher
• VKB CONNECT access with pushTAN signature method

ZOIN
With ZOIN in the VKB-Pay app, you can easily:
• Send money
• Receive money
• Request money from contacts
• Send and receive messages
The contacts in your address book are sufficient for a transaction. (Provided the contact is registered for ZOIN)
Further information can be found on our website www.vkb.at/zoin

Customer Cards
You can also add customer cards to your VKB-Pay app.

Zoin The cashier will then scan the barcode of the customer card displayed in the app, and you will continue to enjoy all the benefits just like with your physical customer card.

Digital Debit Card
To use a digital debit card, you will need:
• NFC (contactless)-enabled smartphone with Android version 12 or higher
• VKB-CONNECT cardholder with activated pushTAN
• Download the VKB-Pay app from the Google Play Store
• Possession of an activated debit card

If you have any questions, your VKB customer service representative will be happy to help.