БанкА: карты и кредиты онлайн

Online loans from leading Russian banks, such as Alfa Bank and many others!

Our partners offer the following financial products: Alfa Pay credit card, Alfa Online debit card, cash loan, Alfa Deposit, card loans, and payday loans. Use Alfa Loan Online or a card loan for purchases!

Need money right now? Apply for an Alfa credit card, card loan, or mortgage on the most favorable terms.

Credit and Debit Cards
• Alfa-Bank credit card with a long interest-free period
• Alfa-Debit Card with cashback up to 30%
• Mir cards with lucrative bonuses
• Instant loans to any card
Everything can be processed online in 5-10 minutes, without visiting the bank.

Loans and Credits
• Consumer Loans and Credit Card Loans
• Refinancing Existing Loans
• Mortgages for New Construction and Existing Homes
• Business Loans and Current Accounts for Sole Proprietors

Business — Quick and Easy
Open a business, a current account, or get a business development loan completely online through Alfa-Business Online. No lines or paperwork — your application is processed within 1 day.

Download the Alfa-Online Bank app or visit the website — and choose the best banking product for you today!

To successfully apply, please read the following:
• The minimum repayment period for credit card loans is 91 days, the maximum is 365 days.
• The annual interest rate will not exceed 32.5%. The base rate for using credit funds ranges from 6.00% to 32.5%.
• The interest rate for payday loans varies from a minimum of 0.01% to a maximum of 0.01% daily.
• Overdue payments are subject to a penalty of 0.1% of the overdue amount each day, but the total penalty will not exceed 10% of the original online loan amount.
• Payday loans to a card do not incur any additional fees or charges.

Detailed interest rate calculation example:
1. Loans to a card - 10,000 rubles.
2. Loan term - 91 days.
3. The daily fee is 0.01%, or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.
4. Summing up all fees for 91 days, we get 900 rubles.
5. The total amount to be repaid is 10,900 rubles.
6. The APR or full-rate cost (FLC) expressed as a percentage is 32.5% per annum.

If you miss a payment deadline on a payday loan, the penalty will be 0.1% of the total overdue payment amount each day, up to a maximum of 10% of the total loan amount.

Requirements: Age 18 to 65.