Balu: Finanzas personales IA

Balu is the first personal finance app where you record your expenses via WhatsApp, in natural language. No forms, no spreadsheets, no bank linking. Just tell Balu what you spent your money on, and it takes care of everything.

✨ RECORD EXPENSES VIA WHATSAPP

Write as you would to a friend:

📱 "I bought $800 at Bershka"
📱 "I spent $150 on gas with BBVA"
📱 "I paid my credit card $3,000"

Balu understands, categorizes, and records. If information is missing, it asks you with quick buttons. If you made a mistake, you can correct it on the fly: "it was with RappiCard," and Balu edits the record without you even opening the app.

🧠 BALU LEARNS AND ADAPTS

- Creates new accounts and categories when you request them
- Reminds you of upcoming recurring expenses (Netflix, iCloud, rent)
- Recognizes card payments as transfers, not as expenses
- Suggests smart categories when it can't find an exact match

🎯 WHAT ELSE CAN YOU DO WITH BALU?

📊 Visual Expense Tracking
Record every income and expense from the app or via WhatsApp. Categorize, add notes, and view your complete history whenever you want.

📈 Clear Reports
Visual dashboards that show you where your money is going. By category, by month, by account.

🎯 Category Budgets
Define how much you want to spend on food, transportation, subscriptions. Balu alerts you before you go over budget.

🔁 Automatic Recurring Expenses
Rent, Netflix, gym memberships, monthly payments. Balu records them every month without you having to remember.

🏦 Multiple Accounts
Cash, debit, credit, savings. All in one place, without linking your bank.

📄 Import Bank PDFs (Pro)
Upload your bank statement and Balu automatically imports your transactions.

✨ AI Insights (Pro)
Receive personalized financial analysis powered by artificial intelligence. Understand your spending patterns and discover where you can save more.

🌟 Multiple Entities (Max)
Separate your personal life, your business, or projects. Up to 5 separate accounts with the same user.

💚 WHY BALU?

No Bank Linking
You decide what to register. Your bank details stay with your bank, not with us.

Registration in Seconds
No long forms or complicated navigation. Just send a message via WhatsApp and you're done.

Your Data Is Yours
Encrypted in transit. You can export or delete your data instantly, anytime.

No ads, ever.
Balu thrives on your subscriptions, not on showing you ads.

💎 PLANS (cancel anytime)

- Free
Start without a credit card and try Balu at your own pace.

- Lite — $69/month or $690/year
Sign up from the app and via WhatsApp.

- Pro — $129/month or $1,290/year
Everything in Lite + AI Insights + Import bank PDFs + more sign-ups via WhatsApp.

- Max — $199/month or $1,990/year
Everything in Pro + up to 5 independent entities + more sign-ups via WhatsApp.

Cancel anytime from Google Play. No contracts, no surprises.

💚 START UNDERSTANDING YOUR MONEY TODAY

Tired of not knowing where your money goes? Of forgetting to record your expenses? Of apps that ask for all your bank details? Balu is the simplest way to take control of your personal finances.

Download Balu and record your first expense in less than 30 seconds.

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