Money Manager Pro: Expenses

Money Manager Pro is the free, ad-free expense tracker for people who want a complete, honest view of their money — without giving up control to a bank, a fintech, or an algorithm.

Track every transaction. Plan budgets. Stay on top of loan payments. Watch your investments grow. Reach savings goals. All in one private, offline-first money management app.

★ KEY FEATURES

Expense and income tracking
• Log expenses, income, and transfers in seconds
• Custom categories and sub-categories
• Multiple accounts: cash, bank, credit cards
• Built-in calculator on every amount field
• Recurring transactions for salary, rent, subscriptions
• Bookmark important transactions

Loans and monthly payments
• Track home, car, personal, and student loans
• Automatic EMI / monthly payment calculator — reducing balance and flat interest
• See your foreclosure amount today
• Simulate part-payments and see exact interest saved
• Loan reminders

Investments and savings goals
• Manually track stocks, mutual funds, real estate, crypto, gold, bonds
• See returns annualized, not just absolute
• Set savings goals — emergency fund, vacation, down payment, anything
• Link investments to goals for automatic progress

Worthit — the smart spend analyzer (unique to Money Manager Pro)
• Before any big spend, ask "is it worth it?"
• See what the same money would grow to if invested
• See how much loan interest you'd save with a prepayment
• Based on YOUR real portfolio return — not a generic assumption

Reports and insights
• Monthly and yearly cash flow at a glance
• Spending by category, account, or time period
• Track which categories grow over time
• Period-over-period comparisons

Cloud sync and backup (Pro+)
• Multi-device sync across up to 5 phones and tablets
• Automatic daily backups
• Restore from any of 7 historical snapshots
• Seamless data flow across all your Android devices

Privacy and control
• Works fully offline — no account required to use the app
• Your data is yours: stored on your device first, synced to the cloud only if you choose
• No ads. Ever. No behavioural tracking. No advertising ID. No third-party analytics.
• Delete your account and data at any time, in one tap
• Privacy policy compliant with the EU GDPR, California's CCPA, and other major data protection laws

★ WHY MONEY MANAGER PRO

Most expense trackers either lock everything behind a paywall, hammer you with ads, or quietly mine your data. Money Manager Pro is built on three honest promises:

1. Free, useful tier — track unlimited transactions, accounts, categories, loans, and investments without paying anything.
2. No ads, no behavioural tracking, no data sales.
3. Optional Pro+ subscription for cloud sync and auto-backup — that is the only thing behind a paywall.

★ TIERS

Pro (Free): all tracking features, all calculations, all reports, single-device cloud sync, one backup snapshot. Free forever.

Pro+ (Subscription): 5-device sync, automatic daily backups, 7 backup snapshots, future Pro+-only features. Monthly or annual.

★ MULTI-CURRENCY SUPPORT

Display amounts in $, €, £, ¥, A$, C$, ₹, and many more — chosen during onboarding and locked across all your devices once you start tracking.

★ START IN 30 SECONDS

No sign-up required to try. Open the app, add your first transaction, start tracking. Sign up later — only if you want cloud sync and backups.

Money Manager Pro — your money, your data, your decisions.