LoanAny by Raba Invest

LoanAny by Raba Invest is a financial utility and loan comparison app designed to help adults understand borrowing options, review important financial information, and make more informed decisions.

The app brings together practical financial tools, educational resources, document review features, and loan offers from partnered Indian banks in one convenient place.

FINANCIAL TOOLS
Use LoanAny to explore and better understand your finances:
• Estimate loan payments and repayment costs
• Compare available loan types and key conditions
• Review interest rates, repayment periods, fees, and eligibility information
• Complete an indicative credit readiness assessment
• Learn which general factors may affect creditworthiness
• Access practical information about budgeting, savings, debt and payments.
It is not an official credit score, credit bureau report, or guarantee of eligibility.

DOCUMENT REVIEW
Upload a supported loan agreement or bank offer to receive a structured summary of the information found in the document.
The document review tool can help identify and organize:
• Loan amount and repayment period
• Interest rates and estimated repayment costs
• Additional fees and charges
• Late-payment and early-repayment conditions
• Automatic renewal provisions
• Other clauses that may require closer attention
Reports can be reviewed in the app and downloaded for personal reference. Automated document summaries may be incomplete or contain errors and must not replace the original agreement or professional legal or financial advice.

COMPARE OPTIONS
LoanAny allows users to review loan information from partnered Indian banks and proceed to the selected provider when they wish to learn more or submit an application.

LOAN TERMS
Loan amounts, interest rates, fees, eligibility requirements, and repayment periods vary depending on the selected bank and the applicant’s individual circumstances.
• Minimum repayment period: 3 months
• Maximum repayment period: 60 months
• Maximum Annual Percentage Rate (APR): 35.99%
• LoanAny does not promote personal loans requiring full repayment within 60 days or less

REPRESENTATIVE EXAMPLE
For a loan of ₹100,000 with a 12-month repayment period and an APR of 18%, assuming no additional fees:
• Estimated monthly payment: ₹9,168
• Estimated total repayment: ₹110,016
• Estimated total cost of credit: ₹10,016
This example is provided for illustration only. Actual amounts, APR, fees, repayment schedules, and total costs are determined and disclosed by the selected lending partner before the user accepts a loan.

IMPORTANT DISCLAIMER
LoanAny by Raba Invest is operated by Raba Invest OÜ.
Raba Invest OÜ is not a bank, Non-Banking Financial Company, or direct lender. We do not issue loans, make credit decisions, set final loan terms, collect loan repayments, or guarantee approval.
LoanAny operates as a financial utility and loan facilitation platform. Any loan agreement is entered into directly between the user and the selected bank. Approval is subject to the lender’s verification, eligibility criteria, internal policies, and applicable Indian law.
Information, calculations, assessments, document summaries, and educational materials available in the app are provided for general informational purposes only. Users should carefully read the lender’s official terms and loan agreement before making a financial decision and seek qualified professional advice where necessary.
LoanAny is intended exclusively for users aged 18 and over.