Havy: AI Cash Flow Forecast

Havy is an AI-powered cash flow forecasting and budget tracker app that predicts your finances up to 365 days ahead. Expense tracking, savings goals, bill alerts, and spending insights — all in one place.

STOP GUESSING. START KNOWING.

Most people check their bank balance and hope for the best. Havy shows you exactly when you'll run low — days or weeks before it happens. Whether you're living paycheck to paycheck, saving for a big purchase, paying off debt, or managing a side hustle, Havy is the money management app that keeps you ahead.

📊 CASH FLOW FORECASTING
See your projected balance up to 365 days ahead. Havy maps out every bill, dip, and danger zone — so you're never caught off guard. View 30, 90, or 365-day forecasts depending on your plan.

🧠 AI-POWERED INSIGHTS
Transactions are categorized automatically using AI. Get personalized recommendations to cut waste, reduce spending, and improve your financial health — based on your real data, not generic advice.

🟢 PEACE OF MIND SCORE
No spreadsheets. No scrolling through transactions. Just open Havy and see one number: your Peace of Mind Score. Green means you're good. Yellow means watch closely. Red means take action. Know your financial health in 2 seconds.

🔮 WHAT-IF SCENARIO PLANNER
This is what makes Havy different from other finance apps. Create "what-if" scenarios and test them before you commit. What if you take that vacation? What if you lose a client? What if you cancel subscriptions and pick up a side gig? Stack changes into a scenario and see exactly how your cash flow changes — before you spend a dollar.

💰 SAVINGS GOALS
Set targets for what matters most — emergency fund, vacation, new laptop, tuition, debt payoff — and track your progress as you save. A savings tracker that actually keeps you motivated.

📋 MONTHLY BUDGETS
Set spending limits by category and track where your money goes. Groceries, dining, entertainment, subscriptions — stay in control with a budget planner that shows you exactly where every dollar goes.

🔔 SMART ALERTS
Get notified before your balance drops below your safety threshold. Havy warns you days ahead so you can act, not react. No more end-of-month surprises.

🏦 BANK SYNC
Connect your bank accounts securely through Plaid — the same technology used by Venmo, Robinhood, and Coinbase. Transactions sync automatically. No manual entry needed.

🔄 RECURRING INCOME & BILL TRACKING
Set up recurring income and bills once. Havy detects patterns and tracks them automatically for accurate cash flow forecasting. Get alerted when recurring charges change in price.

📱 YOUR FINANCES, ANYWHERE
The Havy mobile app keeps you connected to your money on the go. Check your Peace of Mind Score, review your forecast, track budgets, and stay on top of alerts — right from your pocket.

BUILT FOR REAL LIFE
Havy is a personal finance app that works for anyone who wants to take control of their money — individuals, couples, families, freelancers, and side hustlers. If money comes in and money goes out, Havy helps you stay ahead of it.

WHY WE BUILT IT
Havy is named after my daughter Havana. I built it as a solo developer so people can spend their time on what matters — instead of worrying about money. No VC. No big team. Just a dad building something useful.

🔒 SECURE & PRIVATE
— Bank-level encryption through Plaid (SOC 2 Type II)
— We never see or store your bank login credentials
— Your data is yours — delete your account anytime
— SOC 2 compliant infrastructure
— Data hosted in Canada

Get started free at app.havy.app — need help? Email support@havy.app