Ember Finance

Ember is a personal finance app for people serious about paying off debt and managing their bills — completely offline and private.

DEBT SNOWBALL ENGINE
List your debts, set your priorities, and let Ember calculate your monthly attack budget. As you make payments, balances drop and debts get crossed off the Kill Grid. The snowball method focuses your extra cash on one debt at a time for maximum momentum.

PAYMENT CALENDAR
Every bill, debt payment, and income source is laid out month by month. Swipe right to mark as paid, swipe left to skip. Your running balance updates in real time so you always know exactly where you stand before payday.

RECEIPT SCANNING
Take a photo of any receipt or payment screenshot. On-device text recognition reads the amount and date, then automatically matches it to your payments. No cloud upload — all processing happens on your phone.

100% OFFLINE & PRIVATE
Ember makes zero network connections. There are no accounts to create, no analytics tracking your behavior, and no ads interrupting your workflow. All your financial data lives in a local database on your device and is never transmitted anywhere.

MORE FEATURES
• Dashboard with cash position and monthly progress overview
• Multiple income sources (salary, freelance, business, etc.)
• Savings goals with contribution tracking
• Budget categories with spending limits
• Full transaction log for expenses and income
• Export your data as JSON, CSV, or raw database backup
• Local notification reminders for upcoming due dates
• Multi-currency support

Your data. Your device. Your control.