Credfix

Credfix: Multi-Country Loan Comparison App

Credfix is a free app designed to help you compare online loan offers, understand the real cost of borrowing, and make smarter financial decisions. Whether you’re looking for funding for short-term needs over a few months or long-term goals up to 20 years, Credfix helps you find the best offers from trusted, licensed partners.

Key Features

- Loan Comparison: Compare multiple loan offers with clear terms, interest rates, total repayment amounts, and no hidden costs.
- Loan Calculators: Estimate monthly payments and total loan costs. Includes a debt consolidation calculator to help save money.
- Financial Education: Take quizzes and financial tests to assess your borrowing eligibility and responsibility.
- Push Notifications: Receive updates on new offers and loan deals.
- Sort & Filter: Filter offers by rate, term, and other factors to find the best deal.
- Favorites: Save the best offers for easy access.
- Display Views & Design: Customize display views and switch to dark mode for comfortable browsing at any time.
- Educational Tips: Get smart borrowing advice, such as "Borrow only what you really need" or "Compare total cost, not just the rate", and 'Avoid borrowing spontaneously.'"

How It Works

- Download the App: Instant access to loan offers.
- Sign In: Quick and secure sign-up process.
- Choose Your Loan: Select lender, loan amount, and term.
- Review & Approve: Check APR, fees, and repayment schedule.
- Receive Funds: Money is transferred quickly, often within hours.

Why Credfix?

Credfix is not a lender itself, but provides a platform to compare offers from trusted, licensed partners. The app is completely free to use. We may receive compensation from these partners for helping you find the best loan offers, but this does not impact the transparency of the information provided.

We don’t cover every financial product on the market, but our goal is to give you the tools to make informed decisions and borrow responsibly.

Important Information

- APR: Loan offers may include APRs as high as 36%. Interest rates may vary depending on the loan type, financial service provider, loan term, and the country of residence.
- Loan Terms: Loan durations range from 61 days to 20 years.

Loan Example: If you borrow 5,000 for 48 months, your monthly payment will be approximately 131.67, and the total repayment amount will be 6,320.12, including a 1,320.12 fee, which results in an APR of 18.23%.
Loan Terms: All offers display clear terms, with no hidden fees.

Always borrow responsibly, evaluating your ability to repay, and always review the terms and conditions of the agreement before signing!


Contact Information

Čiekurs EI SIA
Email: app@ciekursei.lv