Can I Afford It – Home

Can I Afford It – Home is a practical mortgage and home affordability calculator
designed to help you decide whether buying a home fits your income and lifestyle.

This app does not try to sell you a house.
It helps you understand the financial pressure behind the decision.

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## What This App Helps You Do

Buying a home is not just about the price.
It is about whether the monthly payment fits your income and long-term comfort.

With Can I Afford It – Home, you can:

- Estimate monthly mortgage payments
- Understand how much of your income goes into housing
- Compare multiple home prices side by side
- Reverse-calculate how much home you can afford from your salary
- Check affordability using conservative, transparent assumptions

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## Key Features

### Mortgage Payment Calculator
- Supports both equal payment and equal principal amortization
- Adjustable loan years, interest rate, and loan-to-value (LTV)
- Displays first-month principal and interest breakdown
- Automatically recalculates results as you adjust inputs

### Income-Based Affordability
- Enter your monthly income to estimate a safe mortgage payment
- Reverse-calculate maximum loan amount
- Estimate an affordable home price based on LTV assumptions
- See your payment-to-income ratio clearly

### Multi-Price Comparison
- Save and compare multiple target home prices
- View results using the same loan conditions
- Quickly see which options feel safe or stressful
- Sorted price list for easy comparison

### Salary & Asset Tools
- Salary-based affordability analysis
- Asset growth projection with compound calculation
- Cashflow-based affordability using salary and investment income

### Practical Utilities
- Area conversion between ping and square meters
- Automatic recalculation with bidirectional input
- Clean layout with clear section separation

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## Designed for Clarity and Trust

- No hidden assumptions
- Clear calculation logic
- No personal data required
- No account or sign-up needed

This app focuses on clarity rather than persuasion.

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## Who This App Is For

- First-time home buyers
- Anyone planning a mortgage
- Users who want income-based decision support
- People who want to compare options before committing

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## Notes

All calculations are for reference only.
Actual loan terms may vary by bank and country.
Always consult financial professionals for final decisions.

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Can I Afford It – Home helps you think before you buy.