TipFolio – Tip Log & IRS Form

LOG YOUR TIPS IN 10 SECONDS. OWN YOUR INCOME.

TipFolio is the daily tip tracker built specifically for servers, bartenders, barbers, and valets — the 7 million tipped workers who earn most of their money in cash and struggle to prove it at tax time, to landlords, or to a bank.

Enter your shift earnings in seconds. TipFolio handles the math, the records, and the IRS paperwork.

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THE IRS REQUIRES A DAILY TIP LOG. NOW YOU HAVE ONE.

Under IRS Publication 531, tipped employees are required to maintain a daily record of tips received. Most servers write on napkins, use the Notes app, or skip it entirely — and pay for it every April.

TipFolio is the only tip tracker app that generates IRS Form 4070A directly from your shift log.

• Log cash tips and hours at the end of each shift — 10 seconds with the full-screen number pad
• Daily, weekly, and monthly totals update automatically — no math required
• Tap once to export a pre-filled IRS Form 4070A PDF — the exact format your accountant needs
• Generate a 12-month income letter for mortgage lenders, landlords, and banks
• Export raw data as a CSV for your tax preparer

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BUILT FOR THE SERVICE INDUSTRY — NOT ADAPTED FROM A MILEAGE TRACKER

TipFolio was designed around one workflow: a server or bartender logging tips at the end of a late shift, fast, without friction.

• One-screen entry — no account required, no menus to dig through
• Works fully offline — in a basement bar, a parking garage, or anywhere without signal
• All tip data stored locally on your device — no server upload, no breach risk
• Unlimited shift history with Pro — so your 2024 logs are still there when your loan officer asks in 2026

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FINALLY PROVE YOUR INCOME TO A LENDER

If a landlord, mortgage lender, or bank has ever told you your cash income isn't provable, TipFolio fixes that. The app generates a professional, lender-formatted income letter showing your employer, your documented monthly earnings, and your full tip history — a document that gives loan officers what they need to count your real income.

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FREE & PRO PLANS

FREE — Always free:
✓ Shift logging with full-screen number pad
✓ Daily, weekly, and monthly earnings totals
✓ 3-month tip history

TIPFOLIO PRO — $29.99/year (first 90 days free):
✓ Unlimited tip history — every shift, every year
✓ IRS Form 4070A PDF export — pre-filled, ready to sign
✓ Loan income letter for mortgages and rental applications
✓ Annual tip summary with month-by-month breakdown
✓ CSV export for accountants and tax preparers
✓ Priority email support (response within 24 hours)

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PRIVACY FIRST

Your earnings stay on your phone unless you choose to export them. No account needed. No ads. No data sold. TipFolio does not transmit your tip records to any server.

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WHO TIPFOLIO IS FOR

• Servers and waitstaff tracking nightly cash tips
• Bartenders who want a clean annual tip record for taxes
• Barbers and stylists filing as self-employed (Schedule C)
• Valets and hotel staff logging shift-by-shift earnings
• Any tipped worker applying for a mortgage, lease, or loan

TipFolio. Your tips. Your taxes. Finally organized.