Our expert team at The National Debt Review Center provides comprehensive debt counselling services, debt review removal, and debt review clearance certificates.

We also assist with reckless lending investigations and provide protection from car and house repossessions. Regain your financial freedom today - Download the NDRC Mobile App.

Frequently Asked Questions.

Why Choose NDRC?

NDRC is backed by a team of experts in financial law and debt management. We understand every individual’s situation is unique. Our services are tailored to meet your specific financial needs and goals. We extend our services across all of South Africa, ensuring that assistance is never too far away. We believe in building lasting relationships with our clients, grounded in honesty, integrity, and transparency.

What services does the NDRC offer?

Debt Counselling, Debt Review Removal, Debt Management, Debt Review Clearance Certificates, Credit Repair, Blacklist Removal, Reckless Lending Investigations, Free Credit Checks and Debt Assessments, Protection against Car Repossession and House Repossession, Determination of Over Indebtedness, Credit Insurance Replacement, Funeral Insurance & Income Protection Insurance Replacement.

Are NDRC services free?

The NDRC App itself is free to download and use, but debt counsellors and attorneys typically charge fees for their services. These fees are regulated and transparent. We pride ourselves in offering free initial consultations to assess your eligibility for each service we offer. Book for your free consultation or use the app to chat with one of the professionals to find out more.

What are the benefits of using the NDRC app?

Easy access to information on debt review, connects you with registered debt counsellors, streamlines the application process, provides a central location for resources and latest industry updates.

How does the referral program work?

Refer family, friends or colleagues who are struggling with their debt repayments and want to reduce them to an amount they can afford or people who want to exit debt review because they are no longer overindebted and can afford their original repayments. You will be paid R1000.00 per successful referral.

Am I eligible for debt review?

To be eligible for debt review, you must be over 18 years old, be residing in South Africa, be experiencing financial difficulty and have a source of income.

What happens to my debts once I apply for debt review?

Once under debt review, your creditors are no longer allowed to contact you directly for payments. All communication will go through NDRC.

What is Debt Review Removal?

Debt review removal refers to the legal process of officially removing the debt review listing from your credit profile in order to restore your credit worthiness.

How much does it cost to be removed from Debt Review?

The cost of debt review removal through The National Debt Review Center starts from R350 to R8550.00 vat exclusive.

It’s important to note that debt review removal fees can vary, as they are not regulated in the same way as the debt review fees. Some law firms and debt counsellors may charge fees ranging from R3500.00 to R12,000.00 for this service.

How long does it take to be Removed from Debt Review in South Africa?

The process of being removed from debt review typically takes between a day to 6 months depending on which program you are eligible for. Thereafter the credit bureaus will need a minimum of 21 business days to update the consumer’s credit report to reflect that they are no longer under debt review, as per the National Credit Act 34 of 2005.

What documents are you going to need to assess my debt review removal application?

ID Copy, Payslip or proof of income, 3 Months Bank Statement, Marriage Certificate if Married COP or ANC contract if married out of community, Proof of Address, NDRC Application Form, Previous Debt Counsellor Documents, NDRC POA & Court order (if applicable)

NDRC Debt Counselling App