XporY.com is a Multilateral Business Exchange Network that promotes dissemination, sales and purchases of products and/or services from all registered business segments (CNPJ) or independent professionals (CPF). Payments for products and services advertised by registered participants are made through alternative credit X$ within the Collaborative Economy concept.

There is no cost to participate, no monthly/annual fees, and there is also no cost to sell, there is only a commission paid when the user buys other products and services, but with the help of gamification, it can even be exempted, if the user refer more users to the platform.

This process of multilateral exchange, unlike bilateral exchange or direct exchange, creates an alternative for professionals and companies to monetize their idle capacity (products stopped and/or idle time) without depending on the mutual interest of bilateral exchange, as this is very rare. to happen. At XporY.com everything is traded in X$, the virtual currency of the Registered User Group. It is important to say that the Complementary Currency X$, despite being paired in value with R$, is not a currency redeemable on the Platform.

The XporY.com Exchange Bank was recently tendered by Sebrae and is currently the institution's Multilateral Corporate Exchange Portal. In addition to the contract with Sebrae, X por Y began a partnership with CDL São Caetano do Sul, which later expanded to the FCDL of some states and also to the CNDL itself, which is the federal institution that covers the entire CDL System. In addition to CDL, we maintain a partnership with CACB and several Commercial Associations linked to the institution.

With the bidding by Sebrae, we were able to adhere to our contract for CNC, CNI and CNA, as they are part of System S. With these new partnerships, we will now begin the approval of partnerships with Fecomercio, Industry Federations and Agriculture Federations of all countries. States. Among some of the services we provide to the partners mentioned above, the most important are the Business Rounds or Business Session, in which we are able to deliver a volume of transactions much higher than that obtained in Traditional Business Rounds.

Some other specific applications of Multilateral Exchange are worth highlighting, such as:
1) B2E (Business to Employee) => This is variable remuneration for employees using exchange credits when the employer does not have cash in R$ to carry out this operation
2) Resolution of conflict between creditors and debtors when the debtor does not have money to pay off his debt but has a product or service that can be sold within the exchange network
3) Multilateral Donation when the Donor believes in a cause but does not have money to donate but has products and services that can be purchased by a member of the network who in turn transfers the X$ to the benefited institution

More recently, new concepts such as ESG, even more recently, EESG has helped to increase the dissemination of new economies, including Shared Economy, Creative Economy, Complementary Economy, Circular Economy, among others; thus changing business relationships.

The name X for Y, when written without space XporY, also gives rise to erroneous writings such as XpoY, XpY and

X por Y Permutas Multilaterais