Meet Moniva, your new AI-powered financial assistant. Whether you are managing personal budgets, tracking freelance projects, or trying to find forgotten subscriptions, Moniva automates the busywork of personal finance.

No complex bank syncing required. Just talk to Moniva or snap a picture of a receipt, and our advanced AI (powered by Google Gemini) will categorize your expenses, track your bills, and calculate your net worth in real-time.

🎁 Try Premium Instantly — No Credit Card Required Just create an account and automatically unlock 7 days of Moniva Premium. No credit card, no hidden auto-renewals, and no friction.

🤖 AI Finance Assistant & Receipt Scanner
• Chat with your money: Just type "I spent $15 on lunch" or ask "How much did I spend on groceries last month?" and Moniva handles the data entry and analytics.
• Instant Receipt Scanning: Snap a photo of a receipt or bill. Moniva’s AI reads the merchant, amount, and date, then logs the expense automatically.

💼 Built for Freelancers & Creators
• Project Tracking: Say goodbye to messy spreadsheets. Track freelance clients, project totals, and unpaid balances.
• Auto-Log Income: When a project is marked as completed, Moniva automatically logs the payment as income in your base currency.

🔄 Smart Subscription Manager
• Auto-Detect Bills: Upload a screenshot of your Apple or Google subscriptions, and Moniva will extract and track them.
• Visual Dashboard: Track over 50+ popular subscriptions (Netflix, Spotify, ChatGPT) with beautiful, auto-categorized icons.
• Never Miss a Bill: See your monthly "burn rate" and get notifications before recurring expenses hit your account.

🤝 Advanced Debt & Credit Tracking
• Track Who Owes You: Keep a precise ledger of debtors and creditors. • Smart Reminders: Get automatic push notifications 3 days before a payment is due so you never forget to collect (or pay) a debt.
• Partial Payments: Easily log partial debt payments and watch your balances update automatically.

🌍 Multi-Currency Net Worth
• Global Wallets: Create cash, bank, or mobile money accounts in any currency.
• Live Exchange Rates: Moniva caches live exchange rates to automatically convert your foreign accounts and travel expenses into your single, unified Base Currency.
• Budget vs. Actual: Set monthly or weekly budgets and see exactly how much safe-to-spend money you have left.

🔒 Private & Secure Your financial data is yours. Moniva includes a 1-tap data deletion feature that permanently erases your account and all associated data instantly.

Stop wasting time on manual spreadsheets. Download Moniva today and put your personal and freelance finances on autopilot!

Moniva: AI Expense Tracker