*PT Anugerah Digital Indonesia* is a digital credit service provider registered under the laws of the Republic of Indonesia and the Financial Services Authority (OJK) Regulation No. KEP-28/D.05/2021.

*Solusiku*, as a flagship product of PT Anugerah Digital Indonesia, is committed to maintaining integrity and providing the best service to users in accordance with applicable laws. Relying on advanced and innovative data technology, Solusiku aims to provide easy financial access for those underserved by the traditional banking system through a trusted fintech platform.

Solusiku offers a fast and easy loan process, allowing users to apply for loans anytime and anywhere. This system is designed to eliminate the complex manual procedures of conventional financial services, allowing funds to be disbursed immediately upon loan approval.

### *How to Apply for a Loan*
1. *Register and log in* using your mobile number.
2. *Upload your personal information* completely and correctly.
3. *Wait for the verification process* and loan approval.

4. *Receive instant disbursement* upon approval.
5. *Borrower requirements*: Indonesian citizens (WNI) at least 18 years old.
6. *Unsecured loans*: Users only need to upload their ID card to apply for a loan through Solusiku.

### *Product and Service Details*
- *Service fee*: Only 10% with no additional fees.
- *Loan duration: **91 – 270 days*, with installment payment options.
- *Loan ceiling: IDR **1,800,000 – 100,000,000*, tailored to the user's needs.
- *Interest rate: 0.1% – 0.166% per day (APR: **15.1% – 36%*).

#### *Loan Simulation*
For example, for a loan of *Rp 1,800,000* with a term of *91 days* and a 10% service fee, the total repayment is calculated as follows:
*Rp 1,800,000 + (Rp 1,800,000 × 0.1% × 91 days) = Rp 1,963,800*

### *Payment Convenience*
Solusiku provides various digital payment methods, allowing users to make installment payments anytime without leaving home. Payments can be made through:
✅ *Virtual Bank Account* (Permata, Mandiri, BNI, BCA, and others)
✅ *Online Banking & Mobile Banking*
✅ *Convenience Stores*

After successful payment, the system will automatically update the user's loan information.

### *Contact Us*
*Customer Service*: 021 5092 8925
*Email*: cs@solusi-ku.id
*Address*: Tower Cyber 2, Jl. HR Rasuna Said Block X-5 Kav. 13, Kuningan Timur, Setiabudi, South Jakarta
*Operating Hours*: Monday – Sunday, 8:30 AM – 5:30 PM
*Website*: [https://www.solusi-ku.id/]
*Facebook*: https://www.facebook.com/idsolusiku/
*Tiktok*: https://www.tiktok.com/@solusiku_id?lang=en

*Solusiku, fast & reliable financial solutions. Life becomes easier, more enjoyable!*

Solusiku - Pinjaman Online