Pratico Speed is a mobile lending application designed specifically for the Angola region, with the aim of meeting the emergency loan needs of individuals and businesses. With our application, you can easily apply for a loan and get financial support quickly, helping you develop your business or face unforeseen situations.

Loan Product Features:

Loan Limit: AOA 8,000 - AOA 200,000
Loan Term: 80 days to 200 days
Daily Interest Rate: 0.1% - 0.5%
Annual Interest Rate (APR): 36.5% - 82.5%

Example: If you apply for a loan in the amount of AOA 200,000, with a term of 90 days and an interest rate of 0.1%. The amount actually made available will be AOA 200,000, with a total cost of the loan of AOA 200,000 * 90 * 0.1% = AOA 18,000. The total amount to be repaid will be AOA 218,000. The payment will be made in one lump sum, with AOA 218,000 to be repaid after 90 days.

Loan Eligibility Criteria:
Age between 18 and 60
Have a valid national ID card
Have a stable source of income, including employed or self-employed

Documents Required to Apply for a Loan:
Payment account in your name
Fill out our application form
Agree to the terms and privacy policy in the app

How to Apply for a Loan?:
Download and install the Pratico Speed app
Authorize data permissions
Register with your phone number
Fill in the required information
Submit your loan application and agree to the loan agreement
If the application is approved, the funds will be transferred directly to your account; if not, please check if the information is correct and apply again.

Data Security
To effectively assess your creditworthiness, Pratico Speed needs your relevant information. You have the right to choose whether to authorize the collection. All data will be stored and processed securely; we take several measures (such as HTTPS encryption, firewall, anonymization and access control) to protect data security.

Make sure your mobile phone is always updated to the latest version to get the latest features.

Customer Service and Complaints
If you have any questions or complaints, please contact us at: servico@praticospeed.com
Address: Edifício Masuika, Office Plaza, Rua Centro de Convenções S8, Talatona.
Privacy Policy: https://www.praticospeed.com/privacy-policy

Pratico Speed: Crédito Rápido