**Personal Finance Management for Mobile Money Users**

PesaTrail helps you track your M-PESA transactions and mobile loan costs. Organize your expenses, create budgets, and understand your spending patterns with detailed analytics.

### 📱 Core Features

**M-PESA Transaction Tracking**
• Automatic transaction capture from SMS messages
• Transaction history with merchant names, amounts, and dates
• Custom categories for organizing expenses
• Search and filter transactions by date range

**Mobile Loan Cost Tracking**
Monitor fees and charges from mobile lending platforms including:
• Fuliza
• M-Shwari
• KCB M-PESA
• NCBA Loop
• Stanbic Cash Advance
• ZENKA, TALA, Branch
• Other mobile lending services

**Budget Management**
• Create custom budgets by spending category
• Track budget progress with alerts
• Compare actual spending against budgets
• Set monthly spending limits

**Financial Analytics**
• Daily, weekly, monthly & yearly spending summaries
• Income and expense breakdowns
• Category-wise spending analysis
• Visual charts and graphs
• Cash flow reports

**Data Management**
• Export transaction reports to PDF
• Export data to CSV format
• Search transactions by keyword
• Filter by date, category, or amount
• Add notes to transactions

**Security Features**
• PIN protection
• Local data storage on your device

### 🎯 Who Can Use PesaTrail?

• Individuals tracking personal M-PESA transactions
• Users managing multiple mobile loan accounts
• Anyone wanting to monitor mobile money spending
• Users seeking to create and maintain budgets

### 📊 How It Works

1. Grant SMS read permission (required for automatic transaction import)
2. PesaTrail reads M-PESA transaction messages
3. Transactions are automatically categorized
4. View your spending in charts and reports
5. Create budgets and track your progress
6. Export reports as needed

### 🔒 Privacy & Permissions

**Required Permissions:**
• SMS Read - to import M-PESA transaction messages
• Storage - to save exported reports

**Privacy:**
• Data is stored locally on your device
• No personal information is transmitted to external servers
• You control your data export and backup

### 🇰🇪 Supported Services

PesaTrail recognizes transaction formats from:
• M-PESA (Safaricom)
• Major Kenyan bank mobile loan platforms
• Popular mobile lending apps in Kenya

### ⚠️ Disclaimer

PesaTrail is an independent transaction tracking application. It is not affiliated with, endorsed by, or connected to Safaricom, M-PESA, or any financial institutions mentioned. The app reads SMS messages to help you organize your own transaction data.

Transaction data accuracy depends on SMS message format. Users should verify important financial information with official sources.

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**Note**: This app requires SMS read permission to function. If you do not grant this permission, manual transaction entry is required. No SMS data is transmitted outside your device.

PesaTrail:Mobile Money Manager