BrightLoans is a trusted, RBI-compliant personal loan platform operated by DEV-AASHISH CAPITAL PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC) holding Certificate of Registration No. B-14.01763.
We assist eligible salaried professionals across India in accessing personal loans through a completely digital, transparent, and secure process.

🏦 Our Mission

To provide responsible and accessible credit to individuals during genuine financial needs — such as medical emergencies, home repairs, or utility payments — through a safe, transparent, and fully regulated lending ecosystem.

💡 Key Features

Unsecured Personal Loans — No collateral required. Approval is based on your credit profile and submitted documents.
Fully Digital Process — Apply, verify, and receive funds directly into your bank account with zero physical paperwork.
Transparent Charges — No hidden fees; all costs are clearly disclosed before approval.
Flexible Repayment Options — Tenure ranging from 61 days to 365 days, based on eligibility.
RBI-Registered Lender — Loans are issued by DEV-AASHISH CAPITAL PRIVATE LIMITED and partner NBFCs listed on our website.

📝 How It Works

Apply Online: Complete your loan application through the BrightLoans app.
Upload Documents: Provide PAN, address proof, and bank statements.
Verification: Your details are securely verified by our team.
Approval & Disbursal: Once approved, the loan amount is credited directly to your bank account.

👤 Eligibility

Must be an Indian Resident
Salaried Employee
Minimum 25 years of age

📄 Required Documents

PAN Card
Identity & Address Proof
Bank Statement (last 3 months)
Passport-size Photograph

💰 Loan Details

Loan Amount: ₹10,000 – ₹1,20,000
Tenure: 61 – 365 days
APR (Annual Percentage Rate): Fixed at 35% p.a. (Maximum APR 35%)
Processing Fee: Up to 2% of the loan amount + GST (18%)
Prepayment: No prepayment penalty

📊 Representative Example

Loan Amount: ₹50,000

Tenure: 365 days

APR: 35% p.a.

Processing Fee: ₹1,000 + GST ₹180

Amount Disbursed: ₹48,820

EMI: ₹4,998

Total Repayment: ₹59,978

Total Interest: ₹9,978

Note: BrightLoans does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines.

🏛 About Us

DEV-AASHISH CAPITAL PRIVATE LIMITED is an RBI-registered NBFC providing personal loans through the BrightLoans App.
All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework.
Our registered office:
First Floor, Plot No 498, Udyog Vihar Phase 3, Gurugram, Haryana 122016.
Our NBFC : https://www.devaashish.com/privacy-policy

🤝 Customer Support
🌐 Website: https://brightloans.in
📞 Customer Care: +91-8800041445
📧 Email: care@brightloans.in

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