Take control of your spending — solo or together. Curl Budget is a smart budget tracker and expense manager that connects to your bank accounts and uses AI-powered automation to categorize transactions, track budgets, and keep you on pace.

A subscription is required for full access. Explore all features in a free demo workspace.

SMART CATEGORIZATION
• AI-powered expense categorization learns your spending patterns (opt-in)
• Choose cloud or on-device AI for maximum privacy
• Create custom rules with flexible matching logic
• Select multiple transactions to bulk-edit categories and tags
• Easily recategorize transactions with a tap

BUDGETS THAT ACTUALLY WORK
• Set budgets by category or tag with weekly, monthly, or annual periods
• Envelope method: allocate income to categories, carry unused balances forward with rollover
• Navigate between budget periods to review and adjust your spending plan
• Get notified before you overspend, not after
• See exactly how much you have left to spend

BUILT FOR FAMILIES & COUPLES
• Share a workspace with your partner or family
• Everyone sees the same transactions and budgets
• Role-based permissions keep you in control

MULTI-CURRENCY
• Set your preferred display currency for all reports and budgets
• Track accounts in different currencies with automatic conversion
• Auto-detects currency from your device locale

CRYPTO WALLET MONITORING
• Track Bitcoin, Ethereum, and Solana wallet balances
• Daily balance snapshots integrated into your net worth
• Paste any wallet address — auto-detects the blockchain

GOALS & PROJECTIONS
• Set savings goals and track your progress
• Financial projections show where you're headed
• Retirement planning with Monte Carlo simulations

NET WORTH & CASH FLOW
• Track your net worth over time across all accounts
• Cash flow projections based on recurring rules and spending history
• See which rules contribute to each projected month

RECEIPT CAPTURE
• Snap a photo or import from your gallery
• OCR reads the amount and date automatically
• Match receipts to transactions for record-keeping

FRAUD DETECTION
• Get alerts for unusually large amounts or unfamiliar merchants
• Detect spending that deviates from your patterns

RETURN TRACKING
• Automatic refund detection linked to original purchases

POWERFUL INSIGHTS
• Cash flow charts show income vs. expenses over time
• Search and filter transactions by category, recipient, date, and more
• Drill down from summaries to individual transactions
• Spot trends and understand your financial habits

AUTOMATION THAT SAVES TIME
• Automatic transaction imports from your banks
• Import OFX, QFX, and QBO files from other finance apps
• Smart transfer detection between your accounts
• Duplicate and double-charge detection
• Split transactions across multiple categories
• Recurring transactions spread across budget periods
• Rules run automatically — set it and forget it

FLEXIBLE ACCOUNTS
• Connect your bank through Plaid
• Add manual accounts for cash or unsupported banks
• Tag transactions for custom tracking and budgets

PRIVACY FIRST
• We never see your bank credentials
• Plaid handles authentication with bank-grade security
• Your data stays yours — no ads, no selling your data

EARLY ACCESS
Download now to secure your spot. Try all features in a free demo workspace.

SUBSCRIPTION PRICING
• Start with a free trial — no commitment
• Early subscribers lock in their price forever
• Full-featured — no paywalls for core functionality

Available in English, Spanish, Portuguese, and Russian. Supports dark mode.

Whether you're tracking personal finances solo, managing a family budget, or sharing expenses as a couple, Curl Budget gives you clarity without complexity.

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Privacy Policy: https://curlbudget.com/privacy-policy.html