Get an unsecured small business loan (i.e. collateral-free loan) or MSME loan from your business partner, Lendingkart, today!

Lendingkart is an RBI-registered NBFC with a mission to enable micro, small and medium-sized enterprises to dream big by providing unsecured business loans to small businesses from ₹50 Thousand to ₹2 Crores.

Funding thousands of dreams, Lendingkart is a leading online loan app in India and has provided over 280,000 business loans in India amounting to over ₹18,000 crores disbursed across 4000+ cities and towns.

The Lendingkart loan app has simplified finance for MSMEs through our quick and easy digital loan disbursement and dedicated customer service team which is ready to help you through the application and repayment processes.

Why choose Lendingkart loan app?

☑️Get 100% online loan processing without collateral from the Lendingkart loan app.
☑️Quick and straightforward loans are available anywhere at any time.
☑️Get a fair interest rate starting from 1.25% / month for MSME loans, depending on your credit profile.
☑️Flexible repayment options between 6-36 months.
☑️Fast turn-around time.
☑️No hidden fees.

Lendingkart offers different types of loans for the varying needs of Indian small businesses. Here are some types of credit you can opt for on the Lendingkart loan app:

Business Loan: Secure your business and achieve your goals with a business loan from Lendingkart. Business owners rely on Lendingkart for fast, efficient, customisable business loans.

Example of the structure of a business loan taken from the Lendingkart app:
Loan Amount: 1,04,000
Amount Disbursed: 93,500
Interest Rate: 1.25% Monthly (28.66% annualized)
EMI Amount: 9,967
Tenure: 12 Months
Total Charges (including GST and insurance): 10,500
APR range: From 22%-32%
Total Repayment Amount: 12 * 9,967 = Rs. 1,19,604
Total Interest Paid = 1,19,604 - 1,04,000 = Rs. 15,604

MSME Loan: Obtain quick and customised financing with online MSME business loans from Lendingkart for today's highly competitive business environment for MSMEs.

Example of the structure of a MSME loan taken from the Lendingkart app:
Loan Amount: 2,08,000
Amount Disbursed: 1,87,000
Interest Rate: 1.25% Monthly (28.66% annualized)
EMI Amount: 19,934
Tenure: 12 Months
Total Charges (including GST and insurance): 21,000
APR range: From 22%-32%
Total Repayment Amount: 12 * 19,934 = Rs. 2,39,208
Total Interest Paid = 2,39,208 - 2,08,000 = Rs. 31,208

The Lendingkart loan app lends to businesses in dozens of popular sectors and industries :

E-commerce: The Lendingkart loan app provides lending solutions that cater to the needs of MSMEs, including stocking inventory.

F&B Outlets: Our services include business loans for everything, from setting up new outlets to constructing a base kitchen and financing working capital for restaurants.

Retailers: With the Lendingkart loan app, a retailer can obtain merchant cash advance or instant cash loan from us to meet their retail needs, such as inventory & seasonal sales demands.

Startups: To fuel their growth, startups often require capital without diluting equity ownership. From overdraft loans to commercial loans, Lendingkart has something for startups' varying needs.

Lendingkart also offers loans to businesses in retail, bakery, hotel, transportation, cold storage, petrol pumps, machinery, manufacturers, schools, etc.

Features of Lendingkart loan app:

☑️Easy and convenient application process with digital document upload facility
☑️Bank statements using Account Aggregator, a part of the India Stack - India's digital public infrastructure
☑️A simple and convenient way to pay EMI
☑️Offering auto loan top-ups & additional credit requests
☑️Ticket your credit issues and queries to our customer support

Note: Before disbursement, Lendingkart does not charge processing fees. To report such activity, please call 1800-572-0202 or email us at info@lendingkart.com.

Lendingkart: Business Loan App