Affirm: Buy Now, Pay Later

Pay at your own pace with Affirm’s browser extension. Get prequalified while you shop and choose a payment plan. With no fees, ever.

Total ratings

3.23 (Rating count: 165)

Review summary

These summaries are automatically generated weekly using AI based on recent user reviews. Chrome Web Store does not verify user reviews, so some user reviews may be inaccurate, spammy, or outdated.
Pros
  • Easy to use and convenient payment option
  • Flexible payment terms and manageable payments
  • No hidden fees and no impact on credit score
  • Helps with budgeting and making purchases more affordable
  • Good customer service and easy payment tracking
Cons
  • Higher interest rates compared to traditional credit options
  • Technical issues with signing in and using the extension
  • Autopay problems and payment processing errors
  • Charges without proper application to accounts
  • Inconsistent acceptance at certain retailers
Most mentioned
  • High interest rates
  • User-friendly and convenient
  • Payment issues and technical difficulties
  • No hidden fees
  • Flexibility in payment options
See reviews for Affirm: Buy Now, Pay Later on Chrome Web Store
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User reviews

Recent rating average: 4.10
All time rating average: 3.23
Upgrade to see all 155 reviews

Rating filters

5 star
46% (72)
4 star
2% (3)
3 star
8% (13)
2 star
9% (14)
1 star
34% (53)
Date Author Rating Lang Comment
2024-12-18
Cody Dalton
en I was alerted to several suspicious text messages regarding unauthorized purchase attempts on my Affirm account. Upon contacting customer service, I learned that two recent loan applications had been denied. To ensure my account's security, they offered to lock it and investigate the origin of these attempts. The customer service representative was both efficient and courteous throughout the process.
2024-12-18
Lynn Thompson
en Affirm is fast, easy, friendly and a great way to have purchasing power and make reasonable, affordable payments. I like being able to choose the payment amount and I have made numerous purchases with Affirm and LOVE IT. Never had a single problem with the website or anything else. I intend to use Affirm, it is safe and secure. The only thing is I don't like how the page has to be moved up and down to see each account, and I wish it would put a picture of the order on each account so I know for sure what the items are and where they come from. Yes, that is how much I use Affirm and it can be tedious trying to track the accounts because of the way the site operates. But I'll get over it because Affirm is just too good not to use.
2024-12-18
Bill Meiers
en it did work same day disappointed
2024-11-30
Bryan Bott
en The idea of the Extension is great, but it is incredibly clunky. I sign in, but it doesn't actually sign me in. Or it errors out when trying to check out at a store, but still charges me the first payment. Needs a lot of work to make it actually functional.
2024-11-30
Marcia S
en My checking account (debit card) was charged but yet the payment has not yet been applied to my affirm account. The transaction happened on November 13 and today is November 29. more than 2 weeks ago
2024-11-28
Rara Avis Forever Home
en I rescue animals and its been a life saver, literally.
2024-11-20
Tania Joseph
en I only dinged a star for the higher interest rate, but 'everybody has to make a dollar.' I have used Affirm quite a few times now, dare I say about 10 times. I like how you can space out the payments, therefore making purchases more affordable for you...even if you don't consider yourself to be good with money. AFFIRM makes you feel like a star, and a billionaire (remains a dream, for now).
2024-11-09
Janna C
en The payments are manageable, and it is so easy to keep track of what you are needing to pay. They are so easy to use and yes, the percentage is high but there are no hidden costs that often happen with companies like them. I like the company so far.
2024-11-07
David Epstein
en Great option for credit, too good actually! Took me about 30 days on eBay to max myself out. Using autopay assures effortless on-time payments which they monitor and give you the option of increasing your "buying power" or as we say, credit limit so don't be like me with it, use it judiciously!
2024-11-02
Taino Warrior
en % Rate is high and theirs no credit ding, no hiden fees when using it. Gotta take the good with the bad. Also you can manage your payments easily. Been using Affirm for years and enjoy the simplicity of it.
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