Cairin is an instant cash loan application that requires no collateral.

Loan Products
●Loan Limit: IDR 500,000 - IDR 100,000,000
●Cash Loan Term: Tenor ranging from 91 to 365 days
●Interest Rate (maximum): 24% per annum
●CAIRIN Calculation Example: If you choose a loan amount of IDR 1,000,000 with a term of 120 days, the loan fee will be as follows:
Monthly Interest Rate: 24%/12 = 2%
Monthly Interest: IDR 1,000,000 * 2% = IDR 20,000
Monthly Payment Amount: IDR 1,000,000/4 + IDR 20,000 = IDR 270,000
Total Interest: IDR 1,000,000 * (24%/360) * 120 days = IDR 80,000
Total Fee Repayment: IDR 1,000,000 + IDR 80,000 = IDR 1,080,000.

Cairin is licensed and supervised by the Financial Services Authority (OJK).

Cash Loan/Unsecured Credit Application, only requires an ID card to initiate a loan. Funds will be disbursed immediately after the application is approved!

Who can borrow from Cairin?

●Indonesian citizens aged 18 years and over
●Have a valid National Identity Card (KTP)
●Have an Indonesian mobile phone number
●Have a bank account

【How to Register】
◉ Download the Cairin app from the Google Play Store
◉ Fill in and complete your personal details
◉ Wait for the verification process
◉ The loan will be disbursed to your bank account

【Tips for Passing the Verification Process】
◉ When filling in your personal details, ensure that information such as your full name matches the name listed on your KTP and bank account.
◉ Ensure your KTP photo is clear and legible.
◉ During the facial verification process, ensure you are in a room with adequate lighting and a stable internet connection.
◉ The more complete the information you enter, the better your credit score and the greater your chances of passing verification.

【PAYMENT METHODS】
You can pay through:
●ATM, Mobile Banking, and Internet Banking
●Partnered with: BCA, Mandiri, BRI, BNI, and other major banks

[DATA SECURITY]
●Cairin is licensed and supervised by the Financial Services Authority (OJK) (KEP-29/D.05/2021)
●Registered as an official fintech loan provider
●As a member of AFPI, which guarantees ethical collection practices
●ISO 27001:2022 certification for data security
●Committed to protecting personal and user data

Beware of Illegal Loans
Cairin never requests payment through a personal account. Ensure transactions are only made through the official Cairin application, which is licensed and supervised by the OJK.

Need a loan for urgent needs such as home renovations, hospital expenses, buying a motorcycle/cell phone, or paying for a child's school fees? Looking for a fast and easy cash loan?

Download and apply on the Cairin app now and meet your financial needs!

CAIRIN Low Interest, High Loan Limit, and Fast Processing.
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Funding Products
Cairin is a Financial Solutions Platform, offering an alternative way to generate additional funds.

Why should you fund with Cairin?

Economic Benefits
Funding starts from IDR 1,000,000 with terms ranging from 60 to 91 days and attractive Economic Benefits of up to 11% pa*

Alternative Investment
As an alternative way to allocate funds for financial solutions.

Guaranteed data security
Licensed and supervised by the Indonesian Financial Services Authority (OJK) and ISO 27001:2022 Certified.

Product Information:
Funding Duration: 60 days - 91 days
Economic Benefits up to 11% pa
Funding starts from IDR 1,000,000

CAIRIN Customer Service Operating Hours:
Monday - Sunday, 8:00 AM - 7:00 PM

◉ Phone: 021-24163377
◉ Email: cs@cairin.id
◉ Live chat on the Cairin app
◉ Website: https://www.cairin.id
◉ Facebook: @CairinOfficial
◉ X: @cairin_id
◉ Instagram: @cairin_id

PT. Idana Solusi Sejahtera
Rukan Permata Senayan, Blocks E52, 53, and 55, Jl. Tentara Pelajar No. 1, Grogol Utara, Kby Lama District, South Jakarta, Special Capital Region of Jakarta 12210

Cairin: Pinjaman Dana Instan