Tunt ความมั่งคั่ง

“Tunt Wealth” is a legally operating loan application. Users can securely, conveniently, and transparently apply for loans online through the app, whether for personal consumption or business use. This application aims to provide equal financial opportunities to people in Thailand and help users plan and manage expenses sustainably. There are no upfront payments or deductions before loan approval.
1. Main Features
• Easy and convenient online loan application
• Secure and transparent approval process
• Supports personal and business use
• No upfront payments or deductions before approval
• Helps users manage expenses and plan their finances
2. Loan Details
Flexible loan amount: Minimum 2,000 THB
Maximum loan amount: 35,000 THB
Repayment period: 91 to 365 days
Maximum Annual Percentage Rate (APR): 14.6% per annum
The actual loan amount, repayment period, interest rate, and fees will depend on the final loan approval result.
3. Example of Loan Calculation Method
For example, an annual interest rate of 14.6%, principal of 30,000 baht, and a repayment period of 120 days (4 installments with monthly interest). The loan calculations are as follows:
Interest Rate and Interest Calculation
• Monthly interest rate = 14.6% ÷ 12 = 1.2167% per month
• Monthly interest = 30,000 × 14.6% ÷ 12 = 365 baht per month
Repayment Calculation
• Principal per installment = 30,000 ÷ 4 = 7,500 baht
• Monthly payment = Principal per installment + Monthly interest = 7,500 + 365 = 7,865 baht per month
Total Interest and Total Payment
• Total interest over the contract = 365 × 4 = 1,460 baht
• Total payment = 30,000 + 1,460 = 31,460 Baht
4. Eligibility and Conditions for Loan Application
Before submitting a loan application, the applicant must confirm and certify that they meet all of the following basic conditions:
• Be of legal age, i.e., at least 20 years old.
• Hold a valid and unexpired Thai national identification card.
• After submitting the loan application, the applicant must verify their identity using a one-time password (OTP) within the timeframe specified by the system.
• Cooperate in the identity verification process and confirm relevant information as required by the company.
• Have a bank account opened in their own name and that is functioning normally for the purpose of loan disbursement and repayment.
The applicant acknowledges and agrees that failure to meet any of the above conditions may result in the loan application being rejected or not approved.
5. Partner Banks
The company has established strategic partnerships with major commercial banks in Thailand to ensure the security of funds and legal operations, including:
• Krung Thai Bank (KTB)
• Kasikornbank (KBANK)
• Bangkok Bank (BBL)
• Siam Commercial Bank (SCB)
Partner banks or financial institutions will independently consider and decide to provide loan services to applicants according to their own approval criteria and standards.
6. Disclaimer
This application serves solely as an online platform for displaying information and facilitating loan applications. It does not act as a lender or provider of any financial promises.
All loan disbursement, repayment management, risk assessment, and related decisions are independently conducted by legally qualified third-party financial institutions or partners.
Such partners will thoroughly review users' credit, income, and other necessary information to ensure the entire process is accurate, transparent, fair, and compliant with applicable laws.
7. Contact Us
• Email: admin@siwawetlimited.com
• Phone: +66 926455423
• Address: 39 Bamrungrat Road, Nai Mueang Subdistrict, Mueang Kamphaeng Phet District, Kamphaeng Phet Province 62000