# Hook: Virtual & Gift Card

> Get USD virtual cards, buy and sell gift cards and pay bills easily.

Canonical page: [https://chrome-stats.com/d/ng.hook.giftcard](https://chrome-stats.com/d/ng.hook.giftcard)

## Overview

- **ID:** `ng.hook.giftcard`
- **Platform:** Android
- **Type:** Android app
- **Status:** Available
- **Publisher:** PROPERTYSPA
- **Category:** SHOPPING
- **Downloads:** 28,287
- **Rating:** 3.87 / 5 (165 ratings)
- **Version:** 2.1.8
- **Last updated:** 2026-09-15
- **First published:** 2023-07-26
- **Publisher country:** NG
- **Size:** 70 MB
- **Data as of:** 2026-09-25
- **Store listing:** [Google Play Store](https://play.google.com/store/apps/details?id=ng.hook.giftcard)
- **Website:** [https://hook.ng](https://hook.ng/)
- **Privacy policy:** [https://www.hook.ng/privacy](https://www.hook.ng/privacy)

## Description

**Hook: Virtual & Gift Card** is a Nigerian payments platform for getting USD virtual Visa and Mastercard cards, buying and selling gift cards, and paying essential bills online. Users can purchase airtime, data, internet, TV, electricity, betting credits, eSIMs, and virtual numbers from one app.

Hook supports thousands of gift cards, including Apple, Amazon, Steam, Google Play, Xbox, PlayStation, Walmart, Nike, Visa, and more. Additional features include real-time gift card rate tracking, rate alerts, transaction rewards, leaderboard bonuses, two-factor authentication, and 24/7 customer support through live chat, phone, or email.

## Rankings

- #380,494 — Overall

## Permissions and access

### Permissions

- `android.permission.ACCESS_NETWORK_STATE`
- `android.permission.ACCESS_WIFI_STATE`
- `android.permission.CAMERA`
- `android.permission.INTERNET`
- `android.permission.POST_NOTIFICATIONS`
- `android.permission.READ_CONTACTS`
- `android.permission.READ_MEDIA_AUDIO`
- `android.permission.READ_PHONE_NUMBERS`
- `android.permission.READ_PHONE_STATE`
- `android.permission.USE_BIOMETRIC`
- `android.permission.USE_FINGERPRINT`
- `android.permission.VIBRATE`
- `android.permission.WAKE_LOCK`
- `android.permission.WRITE_CONTACTS`
- `com.google.android.c2dm.permission.RECEIVE`
- `com.google.android.providers.gsf.permission.READ_GSERVICES`
- `ng.hook.giftcard.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION`

## Review summary

User reviews of the Hook app are mixed, with many praising fast payments, good rates, and a user-friendly interface. However, several users report scam-like experiences including nonpayment and rude customer support. Payment failures and account creation problems are common complaints. While some users have positive interactions and trust the app, multiple warnings about scams and poor service appear repeatedly across reviews.

### Pros

- Fast transactions and payments to bank accounts
- Good rates for gift card trades, especially for Apple and Razer Gold cards
- User-friendly and efficient app interface
- Reliable and trustworthy experience as reported by some users
- Helpful chat and customer service responses (as noted by some users)

### Cons

- Multiple reports of scam experiences and nonpayment issues
- Customer support described as rude, unhelpful, and insulting in several reviews
- Payment failures with money disappearing from wallet reported
- Difficulties creating accounts due to email validation issues
- Inconsistent user experience with some users fearing scams and poor support

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Source: [Chrome-Stats](https://chrome-stats.com/d/ng.hook.giftcard)