# Akulaku —Online Shopping

> Online Shopping In Just A Few Taps

Canonical page: [https://chrome-stats.com/d/io.silvrr.installment](https://chrome-stats.com/d/io.silvrr.installment)

## Overview

- **ID:** `io.silvrr.installment`
- **Platform:** Android
- **Type:** Android app
- **Status:** Available
- **Publisher:** PT. Akulaku Silvrr Indonesia
- **Category:** SHOPPING
- **Downloads:** 111,327,920
- **Rating:** 4.58 / 5 (3,467,763 ratings)
- **Last updated:** 2026-09-18
- **First published:** 2016-05-19
- **Publisher country:** ID
- **Data as of:** 2026-09-20
- **Store listing:** [Google Play Store](https://play.google.com/store/apps/details?id=io.silvrr.installment)
- **Website:** [http://akulaku.com](http://akulaku.com/)
- **Privacy policy:** [https://www.akulaku.com/artikel/privacy-agreement-english/](https://www.akulaku.com/artikel/privacy-agreement-english/)

## Description

Akulaku is a full-featured e-commerce marketplace and mobile shopping app that brings gadgets, fashion, household essentials, baby products and more to your fingertips. Enjoy flexible buy-now-pay-later financing (Rp300,000–Rp15,000,000) with repayment terms from 3–12 months and a maximum APR of 24% per year. Akulaku offers daily promos, secure payment options, and automatic refunds processed within 24 hours.

Designed for convenience and trust, Akulaku provides fast delivery (48-hour delivery for Jabodetabek), easy 7-day returns, and 24/7 customer support via hotline (1500920), in-app live chat, and WhatsApp. For safe account usage, Akulaku will never request your password or OTP. Visit https://www.akulaku.com/ or contact official channels for assistance and more details.

## Rankings

- #1,336 — Overall
- #47 — Top app in Indonesia

## Review summary

The app is praised for fast loan access and overall satisfaction, but users repeatedly cite unusable PayLater limits, the inability to borrow after payoff, missing features, intrusive reminders, and occasional order/shipping problems. These reliability and policy issues contrast with the generally positive sentiment.

### Pros

- Fast and easy loan access/approval.
- Strong positive user sentiment and satisfaction (mantap, sangat memuaskan, Great App).
- Overall usefulness of the app for shopping and loan needs.

### Cons

- PayLater limit is large on paper but effectively unusable due to restrictions and frequent caps.
- Inability to borrow again after paying off installments; policy seems to hinder reuse.
- Missing feature to pay VA Ecommerce (Bayar VA Ecommerce).
- Frequent and intrusive payment reminders (e.g., daily calls around due dates).
- Some orders are not shipped or experience delivery issues.

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Source: [Chrome-Stats](https://chrome-stats.com/d/io.silvrr.installment)