Smart Banking

Name: Smart Banking
Rating: 3.5694444 (26105 reviews)
Author: UniCredit Bank Czech Republic and Slovakia, a.s.

Simple, fast and convenient way to control your account

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Smart Banking offers a simple, fast, and secure way to manage your UniCredit bank account right from your device. With user-friendly features, you can perform payments, create and edit standing orders, and activate or temporarily block debit and credit cards. The app uses PIN codes and biometric data for secure access and payment authorization.

Additional perks include Smart Key for authorizing payments online via push notifications or offline by scanning QR codes, easy credential management with ID and selfie video resets, and helpful tools such as push notifications for account updates, QR code payments, mobile top-ups, currency rate overviews, and quick access to nearby UniCredit ATMs and branches. Activate easily using your UniCredit credentials and experience seamless banking at your fingertips.

App Financial Services Productivity Privacy & Security

By:

UniCredit Bank Czech Republic and Slovakia, a.s.

Downloads:

630,243 904

Rating:

3.57

(26,105) 60 new ratings

Version:

25.2.97.0 Last updated: 2025-06-27

Version code:

25029700

Creation date:

2011-10-03

Permissions:

android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_LOCATION_EXTRA_COMMANDS
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.BLUETOOTH
android.permission.BLUETOOTH_CONNECT
android.permission.CAMERA
android.permission.FLASHLIGHT
android.permission.INTERNET

Size:

85.72MB

Email:

on*****@unicreditgroup.cz

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2025-07-16

Ranking

# 78,854 ▲ 1

User reviews

Users appreciate Smart Banking's user-friendly design, stability, and useful features like notifications and budgeting tools. However, recurring issues include slow transaction processing, incomplete English translation, poor template management, confusing transaction history interface, and missing conveniences such as dark mode and visible fees. Despite some frustrations, many find it reliable and convenient for everyday banking, especially for foreigners and users needing straightforward mobile access.

Pros

User-friendly and intuitive interface with clean and modern design
Generally stable and reliable with minimal downtime
Helpful features such as instant notifications, spending categories, and budgeting tools
Good customer support when needed and informative maintenance notices
Convenient for both local and international banking, including QR code payments and credit top-up

Cons

Delay in transaction processing, especially after switching from Visa to Mastercard
Limited English localization with some options and messages still in Czech
Lack of management options for templates and beneficiaries, including inability to delete old entries
Inconsistencies and confusion in transaction history UI, such as missing transaction date and hard-to-understand layout
Lack of key features like dark mode, instant payments across all banks, and visible fees or exchange rates in the app

Recent reviews

The application works well and its stable, however it could be improved furthermore with more features such as: - Dark mode - Allocation/expenses pies - Widget adjustable UI customizable as per user - Upcoming payments calendar

St*****, 2024-11-19

First of all The app is fine, But when comes to friendly using sometimes bit confuse and hard to understand 'transaction history' try to make simple interface especially in transaction history. And also there is lack of english some of the options are not in English 'example - 'offers' That's all from me Roshan Paul