SpendMind

Most budget apps make money private. SpendMind makes it shared.

You and your partner share one budget, both see the same numbers in real time, and finally stop having the same money conversation. Built for
couples — and just as good for families and roommates who manage money together.

BUDGET TOGETHER IN REAL TIME
Share budgets and see changes instantly. Set permissions for each collaborator, track who changed what in the activity feed, and keep everyone on the same page — perfect for household expenses and shared bills.

SMART BUDGET TRACKING
- Create budgets for any period — monthly, quarterly, or yearly
- Track income, expenses, and savings in one place
- Organize spending with customizable categories
- Monitor planned vs. actual spending as it happens
- Duplicate budgets quickly for recurring periods

MOMENTS WORTH COMING BACK FOR
- Close out each budget period with a Wrap-Up that celebrates how you really did
- Build a daily logging streak and earn it day by day
- See your progress add up with a personal Year in Review
- Every win — small or big — gets a moment that matches it

SAVINGS GOALS
- Set targets linked directly to your budget
- Track progress with visual indicators
- Automatic goal creation from savings categories

POWERFUL ANALYTICS
- Visual breakdowns of spending by category
- Spot trends over time with historical data
- Financial Health Score, budget projections, and multi-budget comparison (Premium)

STAY MOTIVATED
- Earn badges for hitting financial milestones
- Build streaks for consistent tracking
- Complete challenges to improve your money habits

EXPORT & REPORTS (Premium)
- Generate professional PDF and Excel reports
- Export data for tax prep or personal records
- Choose from multiple report templates

WORKS OFFLINE
Full functionality without internet. Your data syncs automatically when you're back online — so you never lose track of a single expense.

SECURE & PRIVATE
Your financial data stays private with two-factor authentication, secure account recovery, and full control over your data.

GO PREMIUM
Upgrade to unlock unlimited budgets, advanced analytics, all export formats, a budget templates library, additional collaborators, and more.

SpendMind — same budget, same page, no arguments. Built in Johannesburg, used by couples everywhere.